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AU Small Finance Bank · Kottayam

AU Small Finance Kottayam IFSC code

IFSC code
✔ In RBI list v2.0.62
AUBL0004194
MICR code
686City
765Bank
002Branch
IFSC code
AUBL0004194
MICR code
686765002
Bank
AU Small Finance Bank
Branch
Kottayam
Address
MI99B4HIHMBSD(H8)
City
Kottayam
District
Kottayam
State
Kerala
Bank code
AUBL
Branch code
004194
Contact
+919773345839
Payment systems
NEFT, RTGS, IMPS, UPI
Quick summary✔ RBI data Last synced · release v2.0.62

The IFSC code of AU Small Finance Bank, Kottayam branch (Kottayam, Kerala) is AUBL0004194. Its MICR code is 686765002. Use the IFSC for NEFT, RTGS and IMPS transfers to accounts at this branch.

Branch overview

  • Bank code AUBL — identifies AU Small Finance Bank
  • 5th character 0 — reserved by the RBI
  • Branch code 004194 — identifies Kottayam
  • MICR 686765002 — city 686, bank 765, branch 002
  • Payments NEFT, RTGS, IMPS, UPI

Sources & verification

  • ✔ Official source: RBI IFSC & MICR master list
  • ✔ Dataset release v2.0.62
  • ✔ Last updated 24 October 2026
  • ✔ Format checked (11-character IFSC, 9-digit MICR)

Frequently asked questions

What is the IFSC code of AU Small Finance Kottayam?

AUBL0004194. It identifies the Kottayam branch of AU Small Finance Bank in Kottayam, Kerala.

What is the MICR code of AU Small Finance Kottayam?

686765002. It is printed at the bottom of cheques issued by this branch.

Where is AU Small Finance Kottayam branch?

MI99B4HIHMBSD(H8), Kottayam, Kerala.

Does AUBL0004194 support NEFT, RTGS and IMPS?

Yes: the RBI list shows NEFT, RTGS, IMPS and UPI for this branch.

What do the parts of AUBL0004194 mean?

AUBL is the bank code of AU Small Finance Bank, the 5th character "0" is reserved by the RBI, and 004194 is the branch code of Kottayam.

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