Bank of India · Phulchi Dist Giridih

BOI Phulchi IFSC code

IFSC code

✔ In RBI list v2.0.62

BKID0004785

MICR code

815City

013Bank

521Branch

IFSC code: BKID0004785
MICR code: 815013521
Bank: Bank of India
Branch: Phulchi
Address: AT POST PHULCHIBLOCK GANDEY DIST GIRIDIH
City: Phulchi Dist Giridih
District: Phulchi Dist Giridih
State: Jharkhand
Bank code: BKID
Branch code: 004785
Contact: +919430757754
Payment systems: NEFT, RTGS, IMPS, UPI

Quick summary✔ RBI data Last synced 24 October 2026 · release v2.0.62

The IFSC code of Bank of India, Phulchi branch (Phulchi Dist Giridih, Jharkhand) is BKID0004785. Its MICR code is 815013521. Use the IFSC for NEFT, RTGS and IMPS transfers to accounts at this branch.

Branch overview

Bank code BKID — identifies Bank of India
5th character 0 — reserved by the RBI
Branch code 004785 — identifies Phulchi
MICR 815013521 — city 815, bank 013, branch 521
Payments NEFT, RTGS, IMPS, UPI

Sources & verification

✔ Official source: RBI IFSC & MICR master list
✔ Dataset release v2.0.62
✔ Last updated 24 October 2026
✔ Format checked (11-character IFSC, 9-digit MICR)

Frequently asked questions

What is the IFSC code of BOI Phulchi?

BKID0004785. It identifies the Phulchi branch of Bank of India in Phulchi Dist Giridih, Jharkhand.

What is the MICR code of BOI Phulchi?

815013521. It is printed at the bottom of cheques issued by this branch.

Where is BOI Phulchi branch?

AT POST PHULCHIBLOCK GANDEY DIST GIRIDIH, Phulchi Dist Giridih, Jharkhand.

Does BKID0004785 support NEFT, RTGS and IMPS?

Yes: the RBI list shows NEFT, RTGS, IMPS and UPI for this branch.

What do the parts of BKID0004785 mean?

BKID is the bank code of Bank of India, the 5th character "0" is reserved by the RBI, and 004785 is the branch code of Phulchi.