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Cosmos Co-operative Bank · Surat

Cosmos Co-operative Bank Surat IFSC code

IFSC code
✔ In RBI list v2.0.62
COSB0000038
MICR code
395City
164Bank
002Branch
IFSC code
COSB0000038
MICR code
395164002
Bank
Cosmos Co-operative Bank
Branch
Surat
Address
MERIDIAN TOWER, UDHANA DARWAJA, NEAR RAJKUMAR THEATER,SURAT 395 002
City
Surat
District
Surat
State
Gujarat
Bank code
COSB
Branch code
000038
Contact
8365935
Payment systems
NEFT, RTGS, IMPS, UPI
Quick summary✔ RBI data Last synced · release v2.0.62

The IFSC code of Cosmos Co-operative Bank, Surat branch (Surat, Gujarat) is COSB0000038. Its MICR code is 395164002. Use the IFSC for NEFT, RTGS and IMPS transfers to accounts at this branch.

Branch overview

  • Bank code COSB — identifies Cosmos Co-operative Bank
  • 5th character 0 — reserved by the RBI
  • Branch code 000038 — identifies Surat
  • MICR 395164002 — city 395, bank 164, branch 002
  • Payments NEFT, RTGS, IMPS, UPI

Sources & verification

  • ✔ Official source: RBI IFSC & MICR master list
  • ✔ Dataset release v2.0.62
  • ✔ Last updated 24 October 2026
  • ✔ Format checked (11-character IFSC, 9-digit MICR)

Other Cosmos Co-operative Bank branches in Surat

BranchIFSCMICR
Magob
PLOT NO.8 & 9,BLOCK NO.14,REV.S.NO.18,NEAR BHAKTIDHAM TEMPLE,SURAT KADODARA MAIN ROAD,MAGO		COSB0000110395164003
Vip Road- Vesu
GF, SHOP NO.6, ROONGTA SIGNATURE, OPP. SHYAMBABA MANDIR, VIP ROAD, SURAT - 395007		COSB0000172395164005
Katargam
SHOP NO.2 GROUND FLOOR & SHOP NO.101A & 101B FIRST FLOOR AVLON COMMERICAL HUB, KATARGAM - 		COSB0000173395164004

Frequently asked questions

What is the IFSC code of Cosmos Co-operative Bank Surat?

COSB0000038. It identifies the Surat branch of Cosmos Co-operative Bank in Surat, Gujarat.

What is the MICR code of Cosmos Co-operative Bank Surat?

395164002. It is printed at the bottom of cheques issued by this branch.

Where is Cosmos Co-operative Bank Surat branch?

MERIDIAN TOWER, UDHANA DARWAJA, NEAR RAJKUMAR THEATER,SURAT 395 002, Gujarat.

Does COSB0000038 support NEFT, RTGS and IMPS?

Yes: the RBI list shows NEFT, RTGS, IMPS and UPI for this branch.

What do the parts of COSB0000038 mean?

COSB is the bank code of Cosmos Co-operative Bank, the 5th character "0" is reserved by the RBI, and 000038 is the branch code of Surat.

How many Cosmos Co-operative Bank branches are in Surat?

4. Each has its own IFSC code.

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