HDFC Model Town Karnal IFSC code

IFSC code

✔ In RBI list v2.0.62

HDFC0003653

MICR code

132City

240Bank

112Branch

IFSC code: HDFC0003653
MICR code: 132240112
Bank: HDFC Bank
Branch: Model Town Karnal
Address: 295 L MODEL TOWN DIST KARNAL
City: Karnal
District: Karnal
State: Haryana
Bank code: HDFC
Branch code: 003653
Contact: +919996243333
SWIFT: HDFCINBB
Payment systems: NEFT, RTGS, IMPS, UPI

Quick summary✔ RBI data Last synced 24 October 2026 · release v2.0.62

The IFSC code of HDFC Bank, Model Town Karnal branch (Karnal, Haryana) is HDFC0003653. Its MICR code is 132240112. Use the IFSC for NEFT, RTGS and IMPS transfers to accounts at this branch.

Branch overview

Bank code HDFC — identifies HDFC Bank
5th character 0 — reserved by the RBI
Branch code 003653 — identifies Model Town Karnal
MICR 132240112 — city 132, bank 240, branch 112
Payments NEFT, RTGS, IMPS, UPI

Sources & verification

✔ Official source: RBI IFSC & MICR master list
✔ Dataset release v2.0.62
✔ Last updated 24 October 2026
✔ Format checked (11-character IFSC, 9-digit MICR)

Other HDFC branches in Karnal

Branch	IFSC	MICR
Karnal SCO 778-779OPPOSITE MAHABIR DAL HOSPITALKUNJPURA ROADKARNALHARYANA132001	HDFC0000195	132240102
Taraori - Haryana HDFC BANK LTDNEAR LAXMI PETROL PUMPSAUNKRA ROAD, DIST - KARNAL	HDFC0001406	132240602
Huda Area Sector Eight SCO 2 AND 3,HUDA MARKETSECTOR 8	HDFC0001434	132240104
Gharonda HDFC BANK LTD GT ROAD GHARONDA HARYANA 132114	HDFC0001727	132240302
Indri HDFC BANK LTD,MEHTA MARKET, INDRI,KARNAL,HARYANA 132041	HDFC0002185	132240152
Karnal HDFC BANK LTD., SCO 24, SECTOR 3, HSIIDC, KARNAL, HARYANA 132001	HDFC0002376	132240106
Nilokheri HDFC BANK LTD., A 65, NEEL NAGAR, NILOKHERI, KARNAL HARYANA 132117	HDFC0002898	132240303
Nigdu HDFC BANK LTD MAIN BUS STAND, BPO NIGDHU,136157KARNAL HARYANA 136157	HDFC0003216	132240107
Kunjpura HDFC BANK LTD VPO MAIN MARKET KUNJPURA KARNAL HARYANA 132022	HDFC0003233	132240109
Phoosgarh HDFC BANK LTD BPO PHOOSGHAR, DISTRICT KARNAL132001KARNAL HARYANA 132001	HDFC0003242	132240108
Munak NEAR BUS STAND, JAKHAL ROAD, MUNAK, DISTT. KARNAL KARNAL HARYANA 132040	HDFC0003432	132240110
Kailash VPO- KAILASH, DISTRICT- KARNAL, KARNAL HARYANA 132001	HDFC0003454	132240111

Frequently asked questions

What is the IFSC code of HDFC Model Town Karnal?

HDFC0003653. It identifies the Model Town Karnal branch of HDFC Bank in Karnal, Haryana.

What is the MICR code of HDFC Model Town Karnal?

132240112. It is printed at the bottom of cheques issued by this branch.

Where is HDFC Model Town Karnal branch?

295 L MODEL TOWN DIST KARNAL, Haryana.

Does HDFC0003653 support NEFT, RTGS and IMPS?

Yes: the RBI list shows NEFT, RTGS, IMPS and UPI for this branch.

What do the parts of HDFC0003653 mean?

HDFC is the bank code of HDFC Bank, the 5th character "0" is reserved by the RBI, and 003653 is the branch code of Model Town Karnal.

How many HDFC branches are in Karnal?

30. Each has its own IFSC code.