IFSC code
✔ In RBI list v2.0.62IOBA0003194
Indian Overseas Bank · Andaman
IOB Garacharma IFSC code
Branch overview
- Bank code IOBA — identifies Indian Overseas Bank
- 5th character 0 — reserved by the RBI
- Branch code 003194 — identifies Garacharma
- Payments NEFT, RTGS, IMPS, UPI
Sources & verification
- ✔ Official source: RBI IFSC & MICR master list
- ✔ Dataset release v2.0.62
- ✔ Last updated 24 October 2026
- ✔ Format checked (11-character IFSC, 9-digit MICR)
Other IOB branches in Andaman
| Branch | IFSC | MICR |
|---|---|---|
| Port Blair DELANIPUR JUNCTION,PO HADDO PORT BLAIR PIN 744102 | IOBA0001265 | 744020001 |
Frequently asked questions
What is the IFSC code of IOB Garacharma?
IOBA0003194. It identifies the Garacharma branch of Indian Overseas Bank in Andaman, Andaman and Nicobar Islands.
What is the MICR code of IOB Garacharma?
The RBI list does not show a MICR code for this branch; it may not issue MICR cheques.
Where is IOB Garacharma branch?
G R HOUSING SOCIETY P.O,GARACHARMA,SOUTH ANDAMAN ST, Garacharama, Andaman and Nicobar Islands.
Does IOBA0003194 support NEFT, RTGS and IMPS?
Yes: the RBI list shows NEFT, RTGS, IMPS and UPI for this branch.
What do the parts of IOBA0003194 mean?
IOBA is the bank code of Indian Overseas Bank, the 5th character "0" is reserved by the RBI, and 003194 is the branch code of Garacharma.
How many IOB branches are in Andaman?
2. Each has its own IFSC code.
Related
- All IOB branches in Andaman2
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