Indian Overseas Bank · Gaya

IOB Gaya IFSC code

IFSC code

✔ In RBI list v2.0.62

IOBA0001449

MICR code

823City

020Bank

002Branch

IFSC code: IOBA0001449
MICR code: 823020002
Bank: Indian Overseas Bank
Branch: Gaya
Address: MISHRA MARKET,SWARAJPURI ROAD,GAYA,PIN 823001
City: Gaya
District: Gaya
State: Bihar
Bank code: IOBA
Branch code: 001449
Contact: +916312222106
Payment systems: NEFT, RTGS, IMPS, UPI

Quick summary✔ RBI data Last synced 24 October 2026 · release v2.0.62

The IFSC code of Indian Overseas Bank, Gaya branch (Gaya, Bihar) is IOBA0001449. Its MICR code is 823020002. Use the IFSC for NEFT, RTGS and IMPS transfers to accounts at this branch.

Branch overview

Bank code IOBA — identifies Indian Overseas Bank
5th character 0 — reserved by the RBI
Branch code 001449 — identifies Gaya
MICR 823020002 — city 823, bank 020, branch 002
Payments NEFT, RTGS, IMPS, UPI

Sources & verification

✔ Official source: RBI IFSC & MICR master list
✔ Dataset release v2.0.62
✔ Last updated 24 October 2026
✔ Format checked (11-character IFSC, 9-digit MICR)

Other IOB branches in Gaya

Branch	IFSC	MICR
Bodh Gaya GAYA DOBHI ROAD,DOMUHAAN,BODHGAYA	IOBA0003522	—
Chaurhar VILL CHAURHAR PO ARODRUM GAYA GAYA 823004	IOBA0003646	—

Frequently asked questions

What is the IFSC code of IOB Gaya?

IOBA0001449. It identifies the Gaya branch of Indian Overseas Bank in Gaya, Bihar.

What is the MICR code of IOB Gaya?

823020002. It is printed at the bottom of cheques issued by this branch.

Where is IOB Gaya branch?

MISHRA MARKET,SWARAJPURI ROAD,GAYA,PIN 823001, Bihar.

Does IOBA0001449 support NEFT, RTGS and IMPS?

Yes: the RBI list shows NEFT, RTGS, IMPS and UPI for this branch.

What do the parts of IOBA0001449 mean?

IOBA is the bank code of Indian Overseas Bank, the 5th character "0" is reserved by the RBI, and 001449 is the branch code of Gaya.

How many IOB branches are in Gaya?

3. Each has its own IFSC code.