Indian Overseas Bank · Janjgir Champa

IOB Kapan IFSC code

IFSC code

✔ In RBI list v2.0.62

IOBA0003239

MICR code

495City

020Bank

251Branch

IFSC code: IOBA0003239
MICR code: 495020251
Bank: Indian Overseas Bank
Branch: Kapan
Address: AT KAPAN,PO KAPAN,DIST JANJGIR,CHAMPA,CHATTISGARH 495552
City: Janjgir Champa
District: Akaltara
State: Chhattisgarh
Bank code: IOBA
Branch code: 003239
Contact: +917712583913
Payment systems: NEFT, RTGS, IMPS, UPI

Quick summary✔ RBI data Last synced 24 October 2026 · release v2.0.62

The IFSC code of Indian Overseas Bank, Kapan branch (Janjgir Champa, Chhattisgarh) is IOBA0003239. Its MICR code is 495020251. Use the IFSC for NEFT, RTGS and IMPS transfers to accounts at this branch.

Branch overview

Bank code IOBA — identifies Indian Overseas Bank
5th character 0 — reserved by the RBI
Branch code 003239 — identifies Kapan
MICR 495020251 — city 495, bank 020, branch 251
Payments NEFT, RTGS, IMPS, UPI

Sources & verification

✔ Official source: RBI IFSC & MICR master list
✔ Dataset release v2.0.62
✔ Last updated 24 October 2026
✔ Format checked (11-character IFSC, 9-digit MICR)

Frequently asked questions

What is the IFSC code of IOB Kapan?

IOBA0003239. It identifies the Kapan branch of Indian Overseas Bank in Janjgir Champa, Chhattisgarh.

What is the MICR code of IOB Kapan?

495020251. It is printed at the bottom of cheques issued by this branch.

Where is IOB Kapan branch?

AT KAPAN,PO KAPAN,DIST JANJGIR,CHAMPA,CHATTISGARH 495552, Akaltara, Chhattisgarh.

Does IOBA0003239 support NEFT, RTGS and IMPS?

Yes: the RBI list shows NEFT, RTGS, IMPS and UPI for this branch.

What do the parts of IOBA0003239 mean?

IOBA is the bank code of Indian Overseas Bank, the 5th character "0" is reserved by the RBI, and 003239 is the branch code of Kapan.