Indian Overseas Bank · Srinagar

IOB Srinagar IFSC code

IFSC code

✔ In RBI list v2.0.62

IOBA0000945

MICR code

190City

020Bank

002Branch

IFSC code: IOBA0000945
MICR code: 190020002
Bank: Indian Overseas Bank
Branch: Srinagar
Address: BUCHWAR LANE, NEAR HOTEL DAWN, DAL GATE, SRINAGAR190001
City: Srinagar
District: Srinagar
State: Jammu and Kashmir
Bank code: IOBA
Branch code: 000945
Contact: +911942501632
Payment systems: NEFT, RTGS, IMPS, UPI

Quick summary✔ RBI data Last synced 24 October 2026 · release v2.0.62

The IFSC code of Indian Overseas Bank, Srinagar branch (Srinagar, Jammu and Kashmir) is IOBA0000945. Its MICR code is 190020002. Use the IFSC for NEFT, RTGS and IMPS transfers to accounts at this branch.

Branch overview

Bank code IOBA — identifies Indian Overseas Bank
5th character 0 — reserved by the RBI
Branch code 000945 — identifies Srinagar
MICR 190020002 — city 190, bank 020, branch 002
Payments NEFT, RTGS, IMPS, UPI

Sources & verification

✔ Official source: RBI IFSC & MICR master list
✔ Dataset release v2.0.62
✔ Last updated 24 October 2026
✔ Format checked (11-character IFSC, 9-digit MICR)

Frequently asked questions

What is the IFSC code of IOB Srinagar?

IOBA0000945. It identifies the Srinagar branch of Indian Overseas Bank in Srinagar, Jammu and Kashmir.

What is the MICR code of IOB Srinagar?

190020002. It is printed at the bottom of cheques issued by this branch.

Where is IOB Srinagar branch?

BUCHWAR LANE, NEAR HOTEL DAWN, DAL GATE, SRINAGAR190001, Jammu and Kashmir.

Does IOBA0000945 support NEFT, RTGS and IMPS?

Yes: the RBI list shows NEFT, RTGS, IMPS and UPI for this branch.

What do the parts of IOBA0000945 mean?

IOBA is the bank code of Indian Overseas Bank, the 5th character "0" is reserved by the RBI, and 000945 is the branch code of Srinagar.