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Indian Overseas Bank · Garhwa

IOB Garhwa IFSC code

IFSC code
✔ In RBI list v2.0.62
IOBA0003864
IFSC code
IOBA0003864
MICR code
Not assigned
Bank
Indian Overseas Bank
Branch
Garhwa
Address
KAMLA COMPLEX,CHINYA ROAD,GARHWA,DISTRICT GARHWA 822114,JHARKHAND
City
Garhwa
District
Garhwa
State
Jharkhand
Bank code
IOBA
Branch code
003864
Contact
+918789246462
Payment systems
NEFT, RTGS, IMPS, UPI
Quick summary✔ RBI data Last synced · release v2.0.62

The IFSC code of Indian Overseas Bank, Garhwa branch (Garhwa, Jharkhand) is IOBA0003864. Use the IFSC for NEFT, RTGS and IMPS transfers to accounts at this branch.

Branch overview

  • Bank code IOBA — identifies Indian Overseas Bank
  • 5th character 0 — reserved by the RBI
  • Branch code 003864 — identifies Garhwa
  • Payments NEFT, RTGS, IMPS, UPI

Sources & verification

  • ✔ Official source: RBI IFSC & MICR master list
  • ✔ Dataset release v2.0.62
  • ✔ Last updated 24 October 2026
  • ✔ Format checked (11-character IFSC, 9-digit MICR)

Frequently asked questions

What is the IFSC code of IOB Garhwa?

IOBA0003864. It identifies the Garhwa branch of Indian Overseas Bank in Garhwa, Jharkhand.

What is the MICR code of IOB Garhwa?

The RBI list does not show a MICR code for this branch; it may not issue MICR cheques.

Where is IOB Garhwa branch?

KAMLA COMPLEX,CHINYA ROAD,GARHWA,DISTRICT GARHWA 822114,JHARKHAND, Jharkhand.

Does IOBA0003864 support NEFT, RTGS and IMPS?

Yes: the RBI list shows NEFT, RTGS, IMPS and UPI for this branch.

What do the parts of IOBA0003864 mean?

IOBA is the bank code of Indian Overseas Bank, the 5th character "0" is reserved by the RBI, and 003864 is the branch code of Garhwa.

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