IOB Retail Loan Processing Center - Bangalore IFSC code

IFSC code

✔ In RBI list v2.0.62

IOBA0003849

IFSC code: IOBA0003849
MICR code: Not assigned
Bank: Indian Overseas Bank
Branch: Retail Loan Processing Center - Bangalore
Address: 7, SRISAILAM, I MAIN ROAD, GANDHI NAGAR BENGALURU 560009, KARNATAKA
City: Bengaluru
District: Bangalore
State: Karnataka
Bank code: IOBA
Branch code: 003849
Payment systems: NEFT, RTGS, IMPS, UPI

Quick summary✔ RBI data Last synced 24 October 2026 · release v2.0.62

The IFSC code of Indian Overseas Bank, Retail Loan Processing Center - Bangalore branch (Bengaluru, Karnataka) is IOBA0003849. Use the IFSC for NEFT, RTGS and IMPS transfers to accounts at this branch.

Branch overview

Bank code IOBA — identifies Indian Overseas Bank
5th character 0 — reserved by the RBI
Branch code 003849 — identifies Retail Loan Processing Center - Bangalore
Payments NEFT, RTGS, IMPS, UPI

Sources & verification

✔ Official source: RBI IFSC & MICR master list
✔ Dataset release v2.0.62
✔ Last updated 24 October 2026
✔ Format checked (11-character IFSC, 9-digit MICR)

Other IOB branches in Bangalore

Branch	IFSC	MICR
Bangalore 7, SRISAILAM, I MAIN ROAD, GANDHI NAGAR, BANGALORE - 560009	IOBA0000011	560020003
Cantonment NO 3, CENTRAL STREET, BANGALORE - 560001.	IOBA0000012	560020004
Shanti Nagar NO 5, KENGAL HANUMANTHAIAH ROAD, SHANTI NAGAR, BANGALORE 560027	IOBA0000136	560020005
Cox Town 45, WHEELER ROAD, COX TOWN, BANGALORE - 560005	IOBA0000201	560020013
Residency Road 97 BY 1, GENERAL KARIAPPA ROAD , RESIDENCY ROAD, BANGALORE - 560025	IOBA0000268	560020006
Malleswaram SITE 162, X MAIN ROAD, X V CROSS, OPP MES COLLEGE, MALLESWARAM WEST, BANGALORE - 560055	IOBA0000323	560020012
Jayanagar V Block 232, IX MAIN ROAD, V BLOCK, JAYA NAGAR, BANGALORE - 260041	IOBA0000346	560020008
Indira Ngr 323 CHINMAYA MISSION HOSP RD,BINNAMANGALA 1 STAGE,INDIRA NGR,BANGALORE	IOBA0000604	560020010
Shivan Chetty Gardens 30 A ST JOHNS RD,S C GARDENS BANGALORE	IOBA0000665	560020014
East End Main Rd 42 BY 166, EAST END MAIN RD, JAYANAGAR 9TH BLOCK, BANGALORE	IOBA0000677	560020007
R O Bangalore POST NO 128 DOOR NO 10 BY 1,III FLOOR,LAXMINARAYAN COMPLEX,PALACE ROAD VASANT NAGAR,BANGAL	IOBA0000800	—
Jaya Ngr Vii Block 253,KANAKAPURA RD,VII BLOCK,JAYA NGR,BANGALORE	IOBA0000842	560020009

Frequently asked questions

What is the IFSC code of IOB Retail Loan Processing Center - Bangalore?

IOBA0003849. It identifies the Retail Loan Processing Center - Bangalore branch of Indian Overseas Bank in Bengaluru, Karnataka.

What is the MICR code of IOB Retail Loan Processing Center - Bangalore?

The RBI list does not show a MICR code for this branch; it may not issue MICR cheques.

Where is IOB Retail Loan Processing Center - Bangalore branch?

7, SRISAILAM, I MAIN ROAD, GANDHI NAGAR BENGALURU 560009, KARNATAKA, Bangalore, Karnataka.

Does IOBA0003849 support NEFT, RTGS and IMPS?

Yes: the RBI list shows NEFT, RTGS, IMPS and UPI for this branch.

What do the parts of IOBA0003849 mean?

IOBA is the bank code of Indian Overseas Bank, the 5th character "0" is reserved by the RBI, and 003849 is the branch code of Retail Loan Processing Center - Bangalore.