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Indian Overseas Bank · Idukki

IOB Kumily IFSC code

IFSC code
✔ In RBI list v2.0.62
IOBA0003789
IFSC code
IOBA0003789
MICR code
Not assigned
Bank
Indian Overseas Bank
Branch
Kumily
Address
KALLUMAKKEL BUILDINGS NEAR HYUNDAI SHOWROOM 1ST MILE KUMILY MUNNAR ROAD PO KUMILY DISTRICT IDUKKI
City
Idukki
District
Kumily
State
Kerala
Bank code
IOBA
Branch code
003789
Contact
+914842375896
Payment systems
NEFT, RTGS, IMPS, UPI
Quick summary✔ RBI data Last synced · release v2.0.62

The IFSC code of Indian Overseas Bank, Kumily branch (Idukki, Kerala) is IOBA0003789. Use the IFSC for NEFT, RTGS and IMPS transfers to accounts at this branch.

Branch overview

  • Bank code IOBA — identifies Indian Overseas Bank
  • 5th character 0 — reserved by the RBI
  • Branch code 003789 — identifies Kumily
  • Payments NEFT, RTGS, IMPS, UPI

Sources & verification

  • ✔ Official source: RBI IFSC & MICR master list
  • ✔ Dataset release v2.0.62
  • ✔ Last updated 24 October 2026
  • ✔ Format checked (11-character IFSC, 9-digit MICR)

Other IOB branches in Idukki

BranchIFSCMICR
Thodupuzha
PULIMOOTTIL PIONEER, NEAR PRIVATE BUS STAND, PALA ROAD, THODUPUZHA685584
IOBA0001620685020002

Frequently asked questions

What is the IFSC code of IOB Kumily?

IOBA0003789. It identifies the Kumily branch of Indian Overseas Bank in Idukki, Kerala.

What is the MICR code of IOB Kumily?

The RBI list does not show a MICR code for this branch; it may not issue MICR cheques.

Where is IOB Kumily branch?

KALLUMAKKEL BUILDINGS NEAR HYUNDAI SHOWROOM 1ST MILE KUMILY MUNNAR ROAD PO KUMILY DISTRICT IDUKKI, Kerala.

Does IOBA0003789 support NEFT, RTGS and IMPS?

Yes: the RBI list shows NEFT, RTGS, IMPS and UPI for this branch.

What do the parts of IOBA0003789 mean?

IOBA is the bank code of Indian Overseas Bank, the 5th character "0" is reserved by the RBI, and 003789 is the branch code of Kumily.

How many IOB branches are in Idukki?

2. Each has its own IFSC code.

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