IFSC code
✔ In RBI list v2.0.62IOBA0003973
MICR code
486City
020Bank
002Branch
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- Indian Overseas Bank
- Madhya Pradesh
- Singrauli
- Waidhan-Singrauli
Indian Overseas Bank · Singrauli
IOB Waidhan-Singrauli IFSC code
Branch overview
- Bank code IOBA — identifies Indian Overseas Bank
- 5th character 0 — reserved by the RBI
- Branch code 003973 — identifies Waidhan-Singrauli
- MICR 486020002 — city 486, bank 020, branch 002
- Payments NEFT, RTGS, IMPS, UPI
Sources & verification
- ✔ Official source: RBI IFSC & MICR master list
- ✔ Dataset release v2.0.62
- ✔ Last updated 24 October 2026
- ✔ Format checked (11-character IFSC, 9-digit MICR)
Frequently asked questions
What is the IFSC code of IOB Waidhan-Singrauli?
IOBA0003973. It identifies the Waidhan-Singrauli branch of Indian Overseas Bank in Singrauli, Madhya Pradesh.
What is the MICR code of IOB Waidhan-Singrauli?
486020002. It is printed at the bottom of cheques issued by this branch.
Where is IOB Waidhan-Singrauli branch?
INDIAN OVERSEAS BANK KHASRA NO 114 34(S) GRAM BILAUNJI TELIYAN WARD NO 42 WAIDHAN MADHYA PRADESH 486886, Singrauli, Madhya Pradesh.
Does IOBA0003973 support NEFT, RTGS and IMPS?
Yes: the RBI list shows NEFT, RTGS, IMPS and UPI for this branch.
What do the parts of IOBA0003973 mean?
IOBA is the bank code of Indian Overseas Bank, the 5th character "0" is reserved by the RBI, and 003973 is the branch code of Waidhan-Singrauli.