IFSC code
✔ In RBI list v2.0.62IOBA0002644
MICR code
144City
020Bank
252Branch
Indian Overseas Bank · Kapurthala
IOB Kapurthala IFSC code
Branch overview
- Bank code IOBA — identifies Indian Overseas Bank
- 5th character 0 — reserved by the RBI
- Branch code 002644 — identifies Kapurthala
- MICR 144020252 — city 144, bank 020, branch 252
- Payments NEFT, RTGS, IMPS, UPI
Sources & verification
- ✔ Official source: RBI IFSC & MICR master list
- ✔ Dataset release v2.0.62
- ✔ Last updated 24 October 2026
- ✔ Format checked (11-character IFSC, 9-digit MICR)
Other IOB branches in Kapurthala
| Branch | IFSC | MICR |
|---|---|---|
| Phagwara OPP. BUS STAND,G.T. RD,PHAGWARA | IOBA0000344 | 144020202 |
| Pattarkalan PATTARKALAN,PIN 144806 | IOBA0000561 | 144020009 |
Frequently asked questions
What is the IFSC code of IOB Kapurthala?
IOBA0002644. It identifies the Kapurthala branch of Indian Overseas Bank in Kapurthala, Punjab.
What is the MICR code of IOB Kapurthala?
144020252. It is printed at the bottom of cheques issued by this branch.
Where is IOB Kapurthala branch?
RAILWAY ROAD,ADJOINING APSLEY COOKER FACTORY,KAPURTHALA 144601, Punjab.
Does IOBA0002644 support NEFT, RTGS and IMPS?
Yes: the RBI list shows NEFT, RTGS, IMPS and UPI for this branch.
What do the parts of IOBA0002644 mean?
IOBA is the bank code of Indian Overseas Bank, the 5th character "0" is reserved by the RBI, and 002644 is the branch code of Kapurthala.
How many IOB branches are in Kapurthala?
3. Each has its own IFSC code.