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Indian Overseas Bank · Ludhiana

IOB Ind Area IFSC code

IFSC code
✔ In RBI list v2.0.62
IOBA0000390
MICR code
141City
020Bank
005Branch
IFSC code
IOBA0000390
MICR code
141020005
Bank
Indian Overseas Bank
Branch
Ind Area
Address
G T BYPASS RD,NEAR TRANSPORT NAGAR,INDTL AREA,LUDHIANA
City
Ludhiana
District
Ludhiana
State
Punjab
Bank code
IOBA
Branch code
000390
Contact
2227094
Payment systems
NEFT, RTGS, IMPS, UPI
Quick summary✔ RBI data Last synced · release v2.0.62

The IFSC code of Indian Overseas Bank, Ind Area branch (Ludhiana, Punjab) is IOBA0000390. Its MICR code is 141020005. Use the IFSC for NEFT, RTGS and IMPS transfers to accounts at this branch.

Branch overview

  • Bank code IOBA — identifies Indian Overseas Bank
  • 5th character 0 — reserved by the RBI
  • Branch code 000390 — identifies Ind Area
  • MICR 141020005 — city 141, bank 020, branch 005
  • Payments NEFT, RTGS, IMPS, UPI

Sources & verification

  • ✔ Official source: RBI IFSC & MICR master list
  • ✔ Dataset release v2.0.62
  • ✔ Last updated 24 October 2026
  • ✔ Format checked (11-character IFSC, 9-digit MICR)

Other IOB branches in Ludhiana

BranchIFSCMICR
Ludhiana Main
1 ST FLOOR,SAINKIK REST HOUSE, KACHERI ROAD,LUDHIANA,PIN 141001		IOBA0000047141020006
Akalgarh Gurusar Sudhar
AKHAL GARHGURUSARSUDHAR, PO KHALSA COLLEGE		IOBA0000187—
Katanikalan
CHANDIGARH ROAD, VIL PO, KATANIKALAN141113		IOBA0000188—
Gujjarwal
NEAR GURUDWARA JAI SIN MAIN BAZAAR GUJJARWAL PIN 141202		IOBA0000197141020521
Baddowal
MAIN ROAD,BADDOWAL PIN 142021		IOBA0000204141020026
Brown Road
C M C ROSS HOSTEL BLDG,BROWN RODLUDHIANA		IOBA0000342141020002
Jagraon
LAJPATRAI ROAD, JAGRAON PIN 142006		IOBA0000389142020052
Threeke
OPP GODAVARI MOTORS, THREEKE FEROZEPUR ROAD, AYALI CHOWK, THREEKE PIN 142021		IOBA0000415141020009
Civil Lines
FOUNTAIN CHOWK,CIVIL LINES,LUDHIANA		IOBA0000446141020004
Mullanpurdakhamandi
SHOP NO 6,MULLANPUR DAKHA MANDI,PIN 141101		IOBA0000474141020025
Chakohi
CHAKOHI VILLAGE ,TEHSIL KHANNA ,CHAKOHI PIN 141401		IOBA0000575141020522
Khanna
DULLO BUILDING G T ROAD KHANNA PIN 141401		IOBA0000629141020202

Frequently asked questions

What is the IFSC code of IOB Ind Area?

IOBA0000390. It identifies the Ind Area branch of Indian Overseas Bank in Ludhiana, Punjab.

What is the MICR code of IOB Ind Area?

141020005. It is printed at the bottom of cheques issued by this branch.

Where is IOB Ind Area branch?

G T BYPASS RD,NEAR TRANSPORT NAGAR,INDTL AREA,LUDHIANA, Punjab.

Does IOBA0000390 support NEFT, RTGS and IMPS?

Yes: the RBI list shows NEFT, RTGS, IMPS and UPI for this branch.

What do the parts of IOBA0000390 mean?

IOBA is the bank code of Indian Overseas Bank, the 5th character "0" is reserved by the RBI, and 000390 is the branch code of Ind Area.

How many IOB branches are in Ludhiana?

32. Each has its own IFSC code.

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