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Indian Overseas Bank · Chennai

IOB Commercial and Instl Credit IFSC code

IFSC code
✔ In RBI list v2.0.62
IOBA0001046
MICR code
600City
020Bank
006Branch
IFSC code
IOBA0001046
MICR code
600020006
Bank
Indian Overseas Bank
Branch
Commercial and Instl Credit
Address
98-A, EUROS CORPORATE CENTRE, DR RADHAKRISHNAN SALAI, MYLAPORE, CHENNAI - 600004
City
Chennai
District
Chennai
State
Tamil Nadu
Bank code
IOBA
Branch code
001046
Contact
28478638
Payment systems
NEFT, RTGS, IMPS, UPI
Quick summary✔ RBI data Last synced · release v2.0.62

The IFSC code of Indian Overseas Bank, Commercial and Instl Credit branch (Chennai, Tamil Nadu) is IOBA0001046. Its MICR code is 600020006. Use the IFSC for NEFT, RTGS and IMPS transfers to accounts at this branch.

Branch overview

  • Bank code IOBA — identifies Indian Overseas Bank
  • 5th character 0 — reserved by the RBI
  • Branch code 001046 — identifies Commercial and Instl Credit
  • MICR 600020006 — city 600, bank 020, branch 006
  • Payments NEFT, RTGS, IMPS, UPI

Sources & verification

  • ✔ Official source: RBI IFSC & MICR master list
  • ✔ Dataset release v2.0.62
  • ✔ Last updated 24 October 2026
  • ✔ Format checked (11-character IFSC, 9-digit MICR)

Other IOB branches in Chennai

BranchIFSCMICR
Adyar
NO 12, SARDAR PATEL ROAD, ADAYAR, CHENNAI - 600020		IOBA0000002600020043
Aminjikarai
OLD 248, 409, POONAMALLE HIGH ROAD, AMINJIKARAI, CHENNAI 600029		IOBA0000005600020015
Chennai Avadi
229,NEW MILITARY ROAD,AVADI CHENNAI PIN600054		IOBA0000008600020042
Ayanavaram
150, KONNUR RD, AYANAVARAM, CHENNAI		IOBA0000009600020038
Kodambakkam
292, ARCOT ROAD, KODAMBAKKAM , CHENNAI - 600 024		IOBA0000038600020014
Esplanade
NO 7, CHENNAI HOUSE, ESPLANADE, CHENNAI - 600 018		IOBA0000048600020003
Mount Road
807, ANNA SALAI, CHENNAI - 600 002		IOBA0000058600020004
Mylapore
177, LUZ, CHURCH ROAD, MYLAPORE, CHENNAI - 600004		IOBA0000060600020016
Purasawalkam
15, HUNTERS ROAD, DOVETOWN, CHENNAI - 600112		IOBA0000075600020009
Sowkarpet
143, NSC BOSE ROAD, SOWCARPET, CHENNAI - 600 079		IOBA0000086600020008
Tambaram
130 B, BBR TOWERS, MUDICHUR ROAD, TAMBARAM , CHENNAI - 600045		IOBA0000087600020030
T Nagar
116, THIAGARAYA ROAD, T.NAGAR, CHENNAI 600 017		IOBA0000091600020011

Frequently asked questions

What is the IFSC code of IOB Commercial and Instl Credit?

IOBA0001046. It identifies the Commercial and Instl Credit branch of Indian Overseas Bank in Chennai, Tamil Nadu.

What is the MICR code of IOB Commercial and Instl Credit?

600020006. It is printed at the bottom of cheques issued by this branch.

Where is IOB Commercial and Instl Credit branch?

98-A, EUROS CORPORATE CENTRE, DR RADHAKRISHNAN SALAI, MYLAPORE, CHENNAI - 600004, Tamil Nadu.

Does IOBA0001046 support NEFT, RTGS and IMPS?

Yes: the RBI list shows NEFT, RTGS, IMPS and UPI for this branch.

What do the parts of IOBA0001046 mean?

IOBA is the bank code of Indian Overseas Bank, the 5th character "0" is reserved by the RBI, and 001046 is the branch code of Commercial and Instl Credit.

How many IOB branches are in Chennai?

152. Each has its own IFSC code.

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