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Indian Overseas Bank · Kushi Nagar

IOB Kaptanganj IFSC code

IFSC code
✔ In RBI list v2.0.62
IOBA0004048
MICR code
274City
020Bank
005Branch
IFSC code
IOBA0004048
MICR code
274020005
Bank
Indian Overseas Bank
Branch
Kaptanganj
Address
SBI COMPOUND,SUBHASH NAGAR,KAPTANGANJ,DIST KUSHI NAGAR
City
Kushi Nagar
District
Kaptanganj
State
Uttar Pradesh
Bank code
IOBA
Branch code
004048
Payment systems
NEFT, RTGS, IMPS, UPI
Quick summary✔ RBI data Last synced · release v2.0.62

The IFSC code of Indian Overseas Bank, Kaptanganj branch (Kushi Nagar, Uttar Pradesh) is IOBA0004048. Its MICR code is 274020005. Use the IFSC for NEFT, RTGS and IMPS transfers to accounts at this branch.

Branch overview

  • Bank code IOBA — identifies Indian Overseas Bank
  • 5th character 0 — reserved by the RBI
  • Branch code 004048 — identifies Kaptanganj
  • MICR 274020005 — city 274, bank 020, branch 005
  • Payments NEFT, RTGS, IMPS, UPI

Sources & verification

  • ✔ Official source: RBI IFSC & MICR master list
  • ✔ Dataset release v2.0.62
  • ✔ Last updated 24 October 2026
  • ✔ Format checked (11-character IFSC, 9-digit MICR)

Other IOB branches in Kushi Nagar

BranchIFSCMICR
Bharauli
BHARAULI BLOCK,GOPALGARH VILLAGE,KASHIA,KUSHINAGAR DIST,274402		IOBA0003612—
Hata
WARD NO 1,BAGHNATH,NAGARPALIKA HATA,DIST KUSHI NAGAR		IOBA0004047274020004

Frequently asked questions

What is the IFSC code of IOB Kaptanganj?

IOBA0004048. It identifies the Kaptanganj branch of Indian Overseas Bank in Kushi Nagar, Uttar Pradesh.

What is the MICR code of IOB Kaptanganj?

274020005. It is printed at the bottom of cheques issued by this branch.

Where is IOB Kaptanganj branch?

SBI COMPOUND,SUBHASH NAGAR,KAPTANGANJ,DIST KUSHI NAGAR, Uttar Pradesh.

Does IOBA0004048 support NEFT, RTGS and IMPS?

Yes: the RBI list shows NEFT, RTGS, IMPS and UPI for this branch.

What do the parts of IOBA0004048 mean?

IOBA is the bank code of Indian Overseas Bank, the 5th character "0" is reserved by the RBI, and 004048 is the branch code of Kaptanganj.

How many IOB branches are in Kushi Nagar?

3. Each has its own IFSC code.

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