Indian Overseas Bank · Kushinagar

IOB Padrauna IFSC code

IFSC code

✔ In RBI list v2.0.62

IOBA0004008

MICR code

274City

020Bank

003Branch

IFSC code: IOBA0004008
MICR code: 274020003
Bank: Indian Overseas Bank
Branch: Padrauna
Address: K H NO 216, DDL COMPLEX, BAWALI CHOWK, PADRAUNA, DIST-KUSHINAGAR,UTTAR PRADESH 274304
City: Kushinagar
District: Padrauna
State: Uttar Pradesh
Bank code: IOBA
Branch code: 004008
Contact: +918925954008
Payment systems: NEFT, RTGS, IMPS, UPI

Quick summary✔ RBI data Last synced 24 October 2026 · release v2.0.62

The IFSC code of Indian Overseas Bank, Padrauna branch (Kushinagar, Uttar Pradesh) is IOBA0004008. Its MICR code is 274020003. Use the IFSC for NEFT, RTGS and IMPS transfers to accounts at this branch.

Branch overview

Bank code IOBA — identifies Indian Overseas Bank
5th character 0 — reserved by the RBI
Branch code 004008 — identifies Padrauna
MICR 274020003 — city 274, bank 020, branch 003
Payments NEFT, RTGS, IMPS, UPI

Sources & verification

✔ Official source: RBI IFSC & MICR master list
✔ Dataset release v2.0.62
✔ Last updated 24 October 2026
✔ Format checked (11-character IFSC, 9-digit MICR)

Other IOB branches in Padrauna

Branch	IFSC	MICR
Bharauli BHARAULI BLOCK,GOPALGARH VILLAGE,KASHIA,KUSHINAGAR DIST,274402	IOBA0003612	—

Frequently asked questions

What is the IFSC code of IOB Padrauna?

IOBA0004008. It identifies the Padrauna branch of Indian Overseas Bank in Kushinagar, Uttar Pradesh.

What is the MICR code of IOB Padrauna?

274020003. It is printed at the bottom of cheques issued by this branch.

Where is IOB Padrauna branch?

K H NO 216, DDL COMPLEX, BAWALI CHOWK, PADRAUNA, DIST-KUSHINAGAR,UTTAR PRADESH 274304, Uttar Pradesh.

Does IOBA0004008 support NEFT, RTGS and IMPS?

Yes: the RBI list shows NEFT, RTGS, IMPS and UPI for this branch.

What do the parts of IOBA0004008 mean?

IOBA is the bank code of Indian Overseas Bank, the 5th character "0" is reserved by the RBI, and 004008 is the branch code of Padrauna.