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Indian Overseas Bank · Saharanpur

IOB Smesaharanpurdelhi Road IFSC code

IFSC code
✔ In RBI list v2.0.62
IOBA0002981
MICR code
247City
020Bank
007Branch
IFSC code
IOBA0002981
MICR code
247020007
Bank
Indian Overseas Bank
Branch
Smesaharanpurdelhi Road
Address
A8,AVAS VIKAS,DELHI ROAD,SAHARANPUR247001,UTTAR PRADESH
City
Saharanpur
District
Saharanpur
State
Uttar Pradesh
Bank code
IOBA
Branch code
002981
Contact
+914428584896
Payment systems
NEFT, RTGS, IMPS, UPI
Quick summary✔ RBI data Last synced · release v2.0.62

The IFSC code of Indian Overseas Bank, Smesaharanpurdelhi Road branch (Saharanpur, Uttar Pradesh) is IOBA0002981. Its MICR code is 247020007. Use the IFSC for NEFT, RTGS and IMPS transfers to accounts at this branch.

Branch overview

  • Bank code IOBA — identifies Indian Overseas Bank
  • 5th character 0 — reserved by the RBI
  • Branch code 002981 — identifies Smesaharanpurdelhi Road
  • MICR 247020007 — city 247, bank 020, branch 007
  • Payments NEFT, RTGS, IMPS, UPI

Sources & verification

  • ✔ Official source: RBI IFSC & MICR master list
  • ✔ Dataset release v2.0.62
  • ✔ Last updated 24 October 2026
  • ✔ Format checked (11-character IFSC, 9-digit MICR)

Other IOB branches in Saharanpur

BranchIFSCMICR
Saharanpur
2 BY 662, COURT RD, SAHARANPUR		IOBA0000434247020002
Gangoh
E 407 COLLEGE ROAD GANGOH SAHARANPUR PIN 247341		IOBA0000594247020602
Jandhera
JANDHERASAMASPUR DEVBAND TEHSIL,JANDHERA JANDHERASAMASPUR PIN 247451		IOBA0000685247020005
Chakrota Road
MAHARAJA SINGH COLLEGE CHAKROTA RD,SAHARANPUR		IOBA0001063247020003
Devla
DATOLI RANGHAR DEVLA MULLA NAGRAJ PO DATOLI RANGHAR DEVLA PIN 247001		IOBA0001126247020004
Sadak Dudhali
VILL AND PO SADAK DUDHALI DEHRADUN ROAD,SAHARANPUR SADAK DUDHALI PIN 247001		IOBA0001145247020006
Umahikalan
VIA RAMPUR MANHARAN UMAHIKALAN PIN 247451		IOBA0001208247020051
Bandukheri
VILLAGE BANDUKHERI POST FUNDPURI TEHSIL NAKUR DT SAHARANPUR UTTAR PRADESH 247001		IOBA0003083—
Chaura Khurd
CHAUDA KHURD POST OFFICE PUWARKA TEHSIL SAHARANPUR 247669 SAHARANPUR U P		IOBA0003243—
Deoband
HOUSE NO 753,G T ROAD,KAYASTHAWARA,DEOBAND,DISTT.SAHARANPUR,UTTAR PRADESH -247554		IOBA0003906—

Frequently asked questions

What is the IFSC code of IOB Smesaharanpurdelhi Road?

IOBA0002981. It identifies the Smesaharanpurdelhi Road branch of Indian Overseas Bank in Saharanpur, Uttar Pradesh.

What is the MICR code of IOB Smesaharanpurdelhi Road?

247020007. It is printed at the bottom of cheques issued by this branch.

Where is IOB Smesaharanpurdelhi Road branch?

A8,AVAS VIKAS,DELHI ROAD,SAHARANPUR247001,UTTAR PRADESH, Uttar Pradesh.

Does IOBA0002981 support NEFT, RTGS and IMPS?

Yes: the RBI list shows NEFT, RTGS, IMPS and UPI for this branch.

What do the parts of IOBA0002981 mean?

IOBA is the bank code of Indian Overseas Bank, the 5th character "0" is reserved by the RBI, and 002981 is the branch code of Smesaharanpurdelhi Road.

How many IOB branches are in Saharanpur?

11. Each has its own IFSC code.

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