IFSC code
✔ In RBI list v2.0.62IOBA0003718
MICR code
246City
020Bank
151Branch
Indian Overseas Bank · Chamoli
IOB Joshimath IFSC code
Branch overview
- Bank code IOBA — identifies Indian Overseas Bank
- 5th character 0 — reserved by the RBI
- Branch code 003718 — identifies Joshimath
- MICR 246020151 — city 246, bank 020, branch 151
- Payments NEFT, RTGS, IMPS, UPI
Sources & verification
- ✔ Official source: RBI IFSC & MICR master list
- ✔ Dataset release v2.0.62
- ✔ Last updated 24 October 2026
- ✔ Format checked (11-character IFSC, 9-digit MICR)
Other IOB branches in Chamoli
| Branch | IFSC | MICR |
|---|---|---|
| Karnaprayag HOTEL PARK DEEP P O GANDHI NAGAR KARNAPRAYAG 246444 UTTARANCHAL | IOBA0002529 | 246020451 |
Frequently asked questions
What is the IFSC code of IOB Joshimath?
IOBA0003718. It identifies the Joshimath branch of Indian Overseas Bank in Chamoli, Uttarakhand.
What is the MICR code of IOB Joshimath?
246020151. It is printed at the bottom of cheques issued by this branch.
Where is IOB Joshimath branch?
NO.1,NARSINGH TEMPLE ROAD, UPPER BAZAR, JOSHIMATH, DISTRICT - CHAMOLI, UTTARAKHAND. PIN - 246443, Uttarakhand.
Does IOBA0003718 support NEFT, RTGS and IMPS?
Yes: the RBI list shows NEFT, RTGS, IMPS and UPI for this branch.
What do the parts of IOBA0003718 mean?
IOBA is the bank code of Indian Overseas Bank, the 5th character "0" is reserved by the RBI, and 003718 is the branch code of Joshimath.
How many IOB branches are in Chamoli?
2. Each has its own IFSC code.