Indian Overseas Bank · Malda

IOB Malda IFSC code

IFSC code

✔ In RBI list v2.0.62

IOBA0000647

MICR code

732City

020Bank

102Branch

IFSC code: IOBA0000647
MICR code: 732020102
Bank: Indian Overseas Bank
Branch: Malda
Address: 4, RABINDRA AVENUE, MALDA PIN 732101
City: Malda
District: Malda
State: West Bengal
Bank code: IOBA
Branch code: 000647
Contact: +913512252146
Payment systems: NEFT, RTGS, IMPS, UPI

Quick summary✔ RBI data Last synced 24 October 2026 · release v2.0.62

The IFSC code of Indian Overseas Bank, Malda branch (Malda, West Bengal) is IOBA0000647. Its MICR code is 732020102. Use the IFSC for NEFT, RTGS and IMPS transfers to accounts at this branch.

Branch overview

Bank code IOBA — identifies Indian Overseas Bank
5th character 0 — reserved by the RBI
Branch code 000647 — identifies Malda
MICR 732020102 — city 732, bank 020, branch 102
Payments NEFT, RTGS, IMPS, UPI

Sources & verification

✔ Official source: RBI IFSC & MICR master list
✔ Dataset release v2.0.62
✔ Last updated 24 October 2026
✔ Format checked (11-character IFSC, 9-digit MICR)

Other IOB branches in Malda

Branch	IFSC	MICR
Bagbari BAGBARI BANDH, PO MALIHA, PS ENGLISH BAZAR	IOBA0002834	732020103
Gazole VILLAGE SUKANTA PALLY, DISTRICT MALDA,WEST BENGAL,PIN 732124	IOBA0004139	732020002

Frequently asked questions

What is the IFSC code of IOB Malda?

IOBA0000647. It identifies the Malda branch of Indian Overseas Bank in Malda, West Bengal.

What is the MICR code of IOB Malda?

732020102. It is printed at the bottom of cheques issued by this branch.

Where is IOB Malda branch?

4, RABINDRA AVENUE, MALDA PIN 732101, West Bengal.

Does IOBA0000647 support NEFT, RTGS and IMPS?

Yes: the RBI list shows NEFT, RTGS, IMPS and UPI for this branch.

What do the parts of IOBA0000647 mean?

IOBA is the bank code of Indian Overseas Bank, the 5th character "0" is reserved by the RBI, and 000647 is the branch code of Malda.

How many IOB branches are in Malda?

3. Each has its own IFSC code.