Indusind Bank · Kargil

IndusInd Kargil IFSC code

IFSC code

✔ In RBI list v2.0.62

INDB0001985

MICR code

194City

234Bank

003Branch

IFSC code: INDB0001985
MICR code: 194234003
Bank: Indusind Bank
Branch: Kargil
Address: GROUND FLOOR KHASRA NO 1514 MIN 2406 AND 1517 MIN KARGIL UT OF LADAKH PIN 194103
City: Kargil
District: Kargil
State: Jammu and Kashmir
Bank code: INDB
Branch code: 001985
Contact: +919596776622
Payment systems: NEFT, RTGS, IMPS, UPI

Quick summary✔ RBI data Last synced 24 October 2026 · release v2.0.62

The IFSC code of Indusind Bank, Kargil branch (Kargil, Jammu and Kashmir) is INDB0001985. Its MICR code is 194234003. Use the IFSC for NEFT, RTGS and IMPS transfers to accounts at this branch.

Branch overview

Bank code INDB — identifies Indusind Bank
5th character 0 — reserved by the RBI
Branch code 001985 — identifies Kargil
MICR 194234003 — city 194, bank 234, branch 003
Payments NEFT, RTGS, IMPS, UPI

Sources & verification

✔ Official source: RBI IFSC & MICR master list
✔ Dataset release v2.0.62
✔ Last updated 24 October 2026
✔ Format checked (11-character IFSC, 9-digit MICR)

Frequently asked questions

What is the IFSC code of IndusInd Kargil?

INDB0001985. It identifies the Kargil branch of Indusind Bank in Kargil, Jammu and Kashmir.

What is the MICR code of IndusInd Kargil?

194234003. It is printed at the bottom of cheques issued by this branch.

Where is IndusInd Kargil branch?

GROUND FLOOR KHASRA NO 1514 MIN 2406 AND 1517 MIN KARGIL UT OF LADAKH PIN 194103, Jammu and Kashmir.

Does INDB0001985 support NEFT, RTGS and IMPS?

Yes: the RBI list shows NEFT, RTGS, IMPS and UPI for this branch.

What do the parts of INDB0001985 mean?

INDB is the bank code of Indusind Bank, the 5th character "0" is reserved by the RBI, and 001985 is the branch code of Kargil.