Jammu and Kashmir Bank · Budgam

J&K Bank Waterhal IFSC code

IFSC code

✔ In RBI list v2.0.62

JAKA0WATHAL

MICR code

191City

051Bank

021Branch

IFSC code: JAKA0WATHAL
MICR code: 191051021
Bank: Jammu and Kashmir Bank
Branch: Waterhal
Address: OPP. JAMIA MASJID WATERHAL
City: Budgam
District: Budgam
State: Jammu and Kashmir
Bank code: JAKA
Branch code: WATHAL
Contact: +919419009459
Payment systems: NEFT, RTGS, IMPS, UPI

Quick summary✔ RBI data Last synced 24 October 2026 · release v2.0.62

The IFSC code of Jammu and Kashmir Bank, Waterhal branch (Budgam, Jammu and Kashmir) is JAKA0WATHAL. Its MICR code is 191051021. Use the IFSC for NEFT, RTGS and IMPS transfers to accounts at this branch.

Branch overview

Bank code JAKA — identifies Jammu and Kashmir Bank
5th character 0 — reserved by the RBI
Branch code WATHAL — identifies Waterhal
MICR 191051021 — city 191, bank 051, branch 021
Payments NEFT, RTGS, IMPS, UPI

Sources & verification

✔ Official source: RBI IFSC & MICR master list
✔ Dataset release v2.0.62
✔ Last updated 24 October 2026
✔ Format checked (11-character IFSC, 9-digit MICR)

Other J&K Bank branches in Budgam

Branch	IFSC	MICR
Chrar I Sharief TEHSIL CHARISHARIEF	JAKA0ALNOOR	191051008
Arizal ARIZAL KHAN SAHIB	JAKA0ARIZAL	191051015
Beerwah MAIN BAZAR,BEERWAH	JAKA0BEERWA	191051006
Bagati Kanipora BAGATI KANI PORA P/O NATIPORA	JAKA0BKPORA	191051017
New Bus Stand Budgam NEW BUS STAND BUDGAM , TEHSIL BUDGAM , DISTRICT BUDGAM	JAKA0BUSBUD	191051049
Hospital Road Chadoora CHADOORA	JAKA0CHADOO	191051035
Chadura TEHSIL CHADOORA BUDGAM	JAKA0CHADUR	191051007
Charripora TEHSIL CHARISHARIEF	JAKA0CHARPR	191051020
Chattergam TEHSIL-CHADURA	JAKA0CHATER	191051034
Court Road Magam COURT ROAD MAGAM,J AND K	JAKA0CRMAGM	191051018
Dada Ompora CHADORA	JAKA0DADAOM	191051029
Ebu Ari Panthan EBU ARIPATHAN OPPOSITE FOREST CHECK POST,	JAKA0EBARIP	—

Frequently asked questions

What is the IFSC code of J&K Bank Waterhal?

JAKA0WATHAL. It identifies the Waterhal branch of Jammu and Kashmir Bank in Budgam, Jammu and Kashmir.

What is the MICR code of J&K Bank Waterhal?

191051021. It is printed at the bottom of cheques issued by this branch.

Where is J&K Bank Waterhal branch?

OPP. JAMIA MASJID WATERHAL, Budgam, Jammu and Kashmir.

Does JAKA0WATHAL support NEFT, RTGS and IMPS?

Yes: the RBI list shows NEFT, RTGS, IMPS and UPI for this branch.

What do the parts of JAKA0WATHAL mean?

JAKA is the bank code of Jammu and Kashmir Bank, the 5th character "0" is reserved by the RBI, and WATHAL is the branch code of Waterhal.

How many J&K Bank branches are in Budgam?

59. Each has its own IFSC code.