Jammu and Kashmir Bank · Kulgam

J&K Bank Waltengo IFSC code

IFSC code

✔ In RBI list v2.0.62

JAKA0BAGDAD

MICR code

192City

051Bank

304Branch

IFSC code: JAKA0BAGDAD
MICR code: 192051304
Bank: Jammu and Kashmir Bank
Branch: Waltengo
Address: WALTENGO
City: Kulgam
District: Kulgam
State: Jammu and Kashmir
Bank code: JAKA
Branch code: BAGDAD
Contact: +919858783832
Payment systems: NEFT, RTGS, IMPS, UPI

Quick summary✔ RBI data Last synced 24 October 2026 · release v2.0.62

The IFSC code of Jammu and Kashmir Bank, Waltengo branch (Kulgam, Jammu and Kashmir) is JAKA0BAGDAD. Its MICR code is 192051304. Use the IFSC for NEFT, RTGS and IMPS transfers to accounts at this branch.

Branch overview

Bank code JAKA — identifies Jammu and Kashmir Bank
5th character 0 — reserved by the RBI
Branch code BAGDAD — identifies Waltengo
MICR 192051304 — city 192, bank 051, branch 304
Payments NEFT, RTGS, IMPS, UPI

Sources & verification

✔ Official source: RBI IFSC & MICR master list
✔ Dataset release v2.0.62
✔ Last updated 24 October 2026
✔ Format checked (11-character IFSC, 9-digit MICR)

Other J&K Bank branches in Kulgam

Branch	IFSC	MICR
Arrah ARRAH, KULGAM	JAKA0ARAHAN	192051033
Arwani ARWANI DISTRICT KULGAM,J AND K PIN CODE 192124	JAKA0ARWANI	192051302
Ashmuji ASHMUJI,DISTRICT KULGAM,PIN 192231	JAKA0ASHMUJ	192051303
Bugam BSINESS UNIT BUGAM,POST OFFICE BUGAM TEHSIL	JAKA0BOOGAM	192051046
Chowgam CHOWGAM	JAKA0CHAGAM	192051309
Chawalgam CHAWALGAM,DISTRICT KULGAM,J AND K PIN CODE 192231	JAKA0CHAWAL	192051306
Damhal Hanjipora TEHSIL, DAMHAL HANJIPORA	JAKA0DAMHAL	192051018
Devsar KULGAM	JAKA0DEVSAR	192051032
Danew Kandimarg DANEW KANDI MARG TEHSIL DAMHAL HANJIPO	JAKA0DWMARG	192051050
Fruit Mandi Kulgam FRUIT MARKET KULGAM,DISTRICT KULGAM,J AND K PIN CODE 192231	JAKA0FMKLGM	192051305
Frisal MAIN MARKET	JAKA0FRISAL	192051308
General Bus Stand Laroo Kulgam GENERAL BUS STAND, LAROO, DISTRICT-KULGAM PIN-192231	JAKA0GBLARO	192051314

Frequently asked questions

What is the IFSC code of J&K Bank Waltengo?

JAKA0BAGDAD. It identifies the Waltengo branch of Jammu and Kashmir Bank in Kulgam, Jammu and Kashmir.

What is the MICR code of J&K Bank Waltengo?

192051304. It is printed at the bottom of cheques issued by this branch.

Where is J&K Bank Waltengo branch?

WALTENGO, Kulgam, Jammu and Kashmir.

Does JAKA0BAGDAD support NEFT, RTGS and IMPS?

Yes: the RBI list shows NEFT, RTGS, IMPS and UPI for this branch.

What do the parts of JAKA0BAGDAD mean?

JAKA is the bank code of Jammu and Kashmir Bank, the 5th character "0" is reserved by the RBI, and BAGDAD is the branch code of Waltengo.

How many J&K Bank branches are in Kulgam?

28. Each has its own IFSC code.