Jammu and Kashmir Bank · Kapurthala

J&K Bank Phagwara IFSC code

IFSC code

✔ In RBI list v2.0.62

JAKA0PAGWAR

MICR code

144City

051Bank

712Branch

IFSC code: JAKA0PAGWAR
MICR code: 144051712
Bank: Jammu and Kashmir Bank
Branch: Phagwara
Address: OPP. HANUMAN GARHI,
City: Kapurthala
District: Kapurthala
State: Punjab
Bank code: JAKA
Branch code: PAGWAR
Contact: +91182264648
Payment systems: NEFT, RTGS, IMPS, UPI

Quick summary✔ RBI data Last synced 24 October 2026 · release v2.0.62

The IFSC code of Jammu and Kashmir Bank, Phagwara branch (Kapurthala, Punjab) is JAKA0PAGWAR. Its MICR code is 144051712. Use the IFSC for NEFT, RTGS and IMPS transfers to accounts at this branch.

Branch overview

Bank code JAKA — identifies Jammu and Kashmir Bank
5th character 0 — reserved by the RBI
Branch code PAGWAR — identifies Phagwara
MICR 144051712 — city 144, bank 051, branch 712
Payments NEFT, RTGS, IMPS, UPI

Sources & verification

✔ Official source: RBI IFSC & MICR master list
✔ Dataset release v2.0.62
✔ Last updated 24 October 2026
✔ Format checked (11-character IFSC, 9-digit MICR)

Frequently asked questions

What is the IFSC code of J&K Bank Phagwara?

JAKA0PAGWAR. It identifies the Phagwara branch of Jammu and Kashmir Bank in Kapurthala, Punjab.

What is the MICR code of J&K Bank Phagwara?

144051712. It is printed at the bottom of cheques issued by this branch.

Where is J&K Bank Phagwara branch?

OPP. HANUMAN GARHI,, Kapurthala, Punjab.

Does JAKA0PAGWAR support NEFT, RTGS and IMPS?

Yes: the RBI list shows NEFT, RTGS, IMPS and UPI for this branch.

What do the parts of JAKA0PAGWAR mean?

JAKA is the bank code of Jammu and Kashmir Bank, the 5th character "0" is reserved by the RBI, and PAGWAR is the branch code of Phagwara.