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Jana Small Finance Bank · Bilaspur

Jana Small Finance Bank Niharika IFSC code

IFSC code
✔ In RBI list v2.0.62
JSFB0004098
MICR code
495City
788Bank
003Branch
IFSC code
JSFB0004098
MICR code
495788003
Bank
Jana Small Finance Bank
Branch
Niharika
Address
JANA SMALL FINANCE BANK LTD, ANKITA COMPLEX,1ST FLOOR,PLOT NO.783,KHASRA NO.235/1,WARD NO.21,SUBHASH CHOWK,NIHARIKA,KORBA C.G.495677
City
Bilaspur
District
Niharika
State
Chhattisgarh
Bank code
JSFB
Branch code
004098
Payment systems
NEFT, RTGS, IMPS, UPI
Quick summary✔ RBI data Last synced · release v2.0.62

The IFSC code of Jana Small Finance Bank, Niharika branch (Bilaspur, Chhattisgarh) is JSFB0004098. Its MICR code is 495788003. Use the IFSC for NEFT, RTGS and IMPS transfers to accounts at this branch.

Branch overview

  • Bank code JSFB — identifies Jana Small Finance Bank
  • 5th character 0 — reserved by the RBI
  • Branch code 004098 — identifies Niharika
  • MICR 495788003 — city 495, bank 788, branch 003
  • Payments NEFT, RTGS, IMPS, UPI

Sources & verification

  • ✔ Official source: RBI IFSC & MICR master list
  • ✔ Dataset release v2.0.62
  • ✔ Last updated 24 October 2026
  • ✔ Format checked (11-character IFSC, 9-digit MICR)

Other Jana Small Finance Bank branches in Bilaspur

BranchIFSCMICR
Bilaspur
GROUND FLOOR SITUATED AT TARAMANI PARISAR, VIYAPAR VIHAR ROAD, BILASPUR 495001
JSFB0004509495788001

Frequently asked questions

What is the IFSC code of Jana Small Finance Bank Niharika?

JSFB0004098. It identifies the Niharika branch of Jana Small Finance Bank in Bilaspur, Chhattisgarh.

What is the MICR code of Jana Small Finance Bank Niharika?

495788003. It is printed at the bottom of cheques issued by this branch.

Where is Jana Small Finance Bank Niharika branch?

JANA SMALL FINANCE BANK LTD, ANKITA COMPLEX,1ST FLOOR,PLOT NO.783,KHASRA NO.235/1,WARD NO.21,SUBHASH CHOWK,NIHARIKA,KORBA C.G.495677, Chhattisgarh.

Does JSFB0004098 support NEFT, RTGS and IMPS?

Yes: the RBI list shows NEFT, RTGS, IMPS and UPI for this branch.

What do the parts of JSFB0004098 mean?

JSFB is the bank code of Jana Small Finance Bank, the 5th character "0" is reserved by the RBI, and 004098 is the branch code of Niharika.

How many Jana Small Finance Bank branches are in Bilaspur?

2. Each has its own IFSC code.

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