Kotak Mahindra Bank · Ludhiana

Kotak Agwar Gujjran Branch IFSC code

IFSC code

✔ In RBI list v2.0.62

KKBK0003909

MICR code

142City

485Bank

052Branch

IFSC code: KKBK0003909
MICR code: 142485052
Bank: Kotak Mahindra Bank
Branch: Agwar Gujjran Branch
Address: GRD 1ST FLR SHOP NO BXIX 1849 PLOT NO 508 1A 505 1B 508 1C COLLEGE RD AGWAR GUJJRAN JAGRAON PB 142026
City: Ludhiana
District: Agwar Gujjran
State: Punjab
Bank code: KKBK
Branch code: 003909
Contact: +9118004100
Payment systems: NEFT, RTGS, IMPS, UPI

Quick summary✔ RBI data Last synced 24 October 2026 · release v2.0.62

The IFSC code of Kotak Mahindra Bank, Agwar Gujjran Branch branch (Ludhiana, Punjab) is KKBK0003909. Its MICR code is 142485052. Use the IFSC for NEFT, RTGS and IMPS transfers to accounts at this branch.

Branch overview

Bank code KKBK — identifies Kotak Mahindra Bank
5th character 0 — reserved by the RBI
Branch code 003909 — identifies Agwar Gujjran Branch
MICR 142485052 — city 142, bank 485, branch 052
Payments NEFT, RTGS, IMPS, UPI

Sources & verification

✔ Official source: RBI IFSC & MICR master list
✔ Dataset release v2.0.62
✔ Last updated 24 October 2026
✔ Format checked (11-character IFSC, 9-digit MICR)

Other Kotak branches in Ludhiana

Branch	IFSC	MICR
Ludhiana SCO 120, GROUND FLOOR,FEROZE GANDHI MARKET,LUDHIANA - 141 001	KKBK0000251	141485002
Mullanpur - Dakha FLOOR 1/150 A FEROZEPUR ROAD, MULLANPUR DAKHA, DISTT LUDHIANA, PUNJAB - 141 101.	KKBK0000267	141485003
Miller Gunj Branch MILLER GUNJ BRANCH- LUDHIANA, GROUND FLOOR, PREMISES NO. 180, GRANT TRUNK ROAD, MILLER GUN	KKBK0003900	141485004
Ludhiana KOTAK MAHINDRA BANK LTD., UPPER GROUND FLOOR, B-19-400/2, RANI JHANSI ROAD, CIVIL LINES, L	KKBK0003901	141485006
Gill Road - Ludhiana BLOCK XV 399 AND 399 1 BASEMENT GROUND AND I FLOOR MOONGPHALI MANDI GILL ROAD LUDHIANA 141	KKBK0003902	141485008
Model Town Extension Branch MODEL TOWN BRANCH LUDHIANA GROUND FLOOR SCO 27 A BLOCK MODEL TOWN EXTENSION LUDHIANA 14100	KKBK0003904	141485005
Ludhiana Branch GROUND FLOOR SCO 31 SECTOR 32 CHANDIGARH ROAD LUDHIANA PUNJAB 141001	KKBK0003905	141485010
Sunder Nagar Branch GROUND FLOOR B 24 2594 KHASRA NO 4985 32 4986 32 4987 32 TARAF SAIDAN JAGAT NAGAR ALSO KNO	KKBK0003907	141485011
Brs Nagar Branch UPPER GROUND FLOOR SCO 36 37 F BLOCK BRS NAGAR NEAR ORIENT CINEMA EAST DAY LUDHIANA PUNJAB	KKBK0003908	141485012
Ludhiana New Grain Market GROUND FLOOR SCF 11 MAIN BAHADUR KE ROAD NEW GRAIN MARKET OPP NEW SABJI MANDI LUDHIANA 141	KKBK0003910	141485013
Ludhiana Focal Point Road KOTAK MAHINDRA BANK LTD, B-30, 1854/4, PHASE-II, FOCAL POINT ROAD, LUDHIANA - 141014. PUNJ	KKBK0003913	141485014
Ludhiana Kesar Ganj Mandi KOTAK MAHINDRA BANK LTD, 787, BLOCK 8, LAKKAR BAZAR, KESAR GANJ MANDI LUDHIANA - 141008. P	KKBK0003914	141485015

Frequently asked questions

What is the IFSC code of Kotak Agwar Gujjran Branch?

KKBK0003909. It identifies the Agwar Gujjran Branch branch of Kotak Mahindra Bank in Ludhiana, Punjab.

What is the MICR code of Kotak Agwar Gujjran Branch?

142485052. It is printed at the bottom of cheques issued by this branch.

Where is Kotak Agwar Gujjran Branch branch?

GRD 1ST FLR SHOP NO BXIX 1849 PLOT NO 508 1A 505 1B 508 1C COLLEGE RD AGWAR GUJJRAN JAGRAON PB 142026, Punjab.

Does KKBK0003909 support NEFT, RTGS and IMPS?

Yes: the RBI list shows NEFT, RTGS, IMPS and UPI for this branch.

What do the parts of KKBK0003909 mean?

KKBK is the bank code of Kotak Mahindra Bank, the 5th character "0" is reserved by the RBI, and 003909 is the branch code of Agwar Gujjran Branch.

How many Kotak branches are in Ludhiana?

19. Each has its own IFSC code.