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Punjab & Sind Bank · Ratnagiri

Punjab and Sind Ratnagiri IFSC code

IFSC code
✔ In RBI list v2.0.62
PSIB0021276
MICR code
415City
023Bank
051Branch
IFSC code
PSIB0021276
MICR code
415023051
Bank
Punjab & Sind Bank
Branch
Ratnagiri
Address
INFINITY PLAZA,SIDDHIVINAYAK NAGAR,SALVI STOP,RATNAGIRI MH 415612
City
Ratnagiri
District
Ratnagiri
State
Maharashtra
Bank code
PSIB
Branch code
021276
Contact
+912352223077
Payment systems
NEFT, RTGS, IMPS, UPI
Quick summary✔ RBI data Last synced · release v2.0.62

The IFSC code of Punjab & Sind Bank, Ratnagiri branch (Ratnagiri, Maharashtra) is PSIB0021276. Its MICR code is 415023051. Use the IFSC for NEFT, RTGS and IMPS transfers to accounts at this branch.

Branch overview

  • Bank code PSIB — identifies Punjab & Sind Bank
  • 5th character 0 — reserved by the RBI
  • Branch code 021276 — identifies Ratnagiri
  • MICR 415023051 — city 415, bank 023, branch 051
  • Payments NEFT, RTGS, IMPS, UPI

Sources & verification

  • ✔ Official source: RBI IFSC & MICR master list
  • ✔ Dataset release v2.0.62
  • ✔ Last updated 24 October 2026
  • ✔ Format checked (11-character IFSC, 9-digit MICR)

Frequently asked questions

What is the IFSC code of Punjab and Sind Ratnagiri?

PSIB0021276. It identifies the Ratnagiri branch of Punjab & Sind Bank in Ratnagiri, Maharashtra.

What is the MICR code of Punjab and Sind Ratnagiri?

415023051. It is printed at the bottom of cheques issued by this branch.

Where is Punjab and Sind Ratnagiri branch?

INFINITY PLAZA,SIDDHIVINAYAK NAGAR,SALVI STOP,RATNAGIRI MH 415612, Maharashtra.

Does PSIB0021276 support NEFT, RTGS and IMPS?

Yes: the RBI list shows NEFT, RTGS, IMPS and UPI for this branch.

What do the parts of PSIB0021276 mean?

PSIB is the bank code of Punjab & Sind Bank, the 5th character "0" is reserved by the RBI, and 021276 is the branch code of Ratnagiri.

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