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Shivalik Small Finance Bank · Surat

Shivalik Small Finance Bank Surat IFSC code

IFSC code
✔ In RBI list v2.0.62
SMCB0001038
MICR code
395City
721Bank
001Branch
IFSC code
SMCB0001038
MICR code
395721001
Bank
Shivalik Small Finance Bank
Branch
Surat
Address
SHOP NO 21, GROUNG FLOOR, WESTERN ARENA, NR.MADHUVAN CIRCLE, SURAT-395009
City
Surat
District
Surat
State
Gujarat
Bank code
SMCB
Branch code
001038
Contact
+919560011798
Payment systems
NEFT, RTGS, IMPS
Quick summary✔ RBI data Last synced · release v2.0.62

The IFSC code of Shivalik Small Finance Bank, Surat branch (Surat, Gujarat) is SMCB0001038. Its MICR code is 395721001. Use the IFSC for NEFT, RTGS and IMPS transfers to accounts at this branch.

Branch overview

  • Bank code SMCB — identifies Shivalik Small Finance Bank
  • 5th character 0 — reserved by the RBI
  • Branch code 001038 — identifies Surat
  • MICR 395721001 — city 395, bank 721, branch 001
  • Payments NEFT, RTGS, IMPS

Sources & verification

  • ✔ Official source: RBI IFSC & MICR master list
  • ✔ Dataset release v2.0.62
  • ✔ Last updated 24 October 2026
  • ✔ Format checked (11-character IFSC, 9-digit MICR)

Frequently asked questions

What is the IFSC code of Shivalik Small Finance Bank Surat?

SMCB0001038. It identifies the Surat branch of Shivalik Small Finance Bank in Surat, Gujarat.

What is the MICR code of Shivalik Small Finance Bank Surat?

395721001. It is printed at the bottom of cheques issued by this branch.

Where is Shivalik Small Finance Bank Surat branch?

SHOP NO 21, GROUNG FLOOR, WESTERN ARENA, NR.MADHUVAN CIRCLE, SURAT-395009, Gujarat.

Does SMCB0001038 support NEFT, RTGS and IMPS?

Yes: the RBI list shows NEFT, RTGS and IMPS for this branch.

What do the parts of SMCB0001038 mean?

SMCB is the bank code of Shivalik Small Finance Bank, the 5th character "0" is reserved by the RBI, and 001038 is the branch code of Surat.

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