IFSC code
✔ In RBI list v2.0.62UCBA0002322
MICR code
132City
028Bank
202Branch
UCO Bank · Karnal
UCO Gharaunda IFSC code
Branch overview
- Bank code UCBA — identifies UCO Bank
- 5th character 0 — reserved by the RBI
- Branch code 002322 — identifies Gharaunda
- MICR 132028202 — city 132, bank 028, branch 202
- Payments NEFT, RTGS, IMPS, UPI
Sources & verification
- ✔ Official source: RBI IFSC & MICR master list
- ✔ Dataset release v2.0.62
- ✔ Last updated 24 October 2026
- ✔ Format checked (11-character IFSC, 9-digit MICR)
Other UCO branches in Karnal
| Branch | IFSC | MICR |
|---|---|---|
| Karnal G.T.ROAD, KARNAL ,KARNAL ,HARYANA PIN 132001 | UCBA0000336 | 132028102 |
| Pattikalyana P.O.AND VILLAGE PATTIKALYANA ,KARNAL ,HARYANA PIN 132102 | UCBA0000897 | 132028003 |
| Tarori NEELAM COMPLEX, T POINT GT ROAD TARAORI ,KARNAL ,HARYANA PIN 138116 | UCBA0002323 | 132028302 |
| New Grain Market Karnal SHOP 452,NEW GRAIN MARKET KARNAL ,KARNAL ,HARYANA PIN 132001 | UCBA0002430 | 132028103 |
| Ramnagar 742 43, AGHI MARKET RAM NAGAR, KARNAL ,KARNAL ,HARYANA PIN 132001 | UCBA0002869 | 132028001 |
| Nilokheri B 39, GOL MARKET ,KARNAL ,HARYANA PIN 132117 | UCBA0003010 | 132028303 |
| Nissing SHOP NO. 15 16 ,KARNAL ,HARYANA PIN 132024 | UCBA0003426 | 132028105 |
Frequently asked questions
What is the IFSC code of UCO Gharaunda?
UCBA0002322. It identifies the Gharaunda branch of UCO Bank in Karnal, Haryana.
What is the MICR code of UCO Gharaunda?
132028202. It is printed at the bottom of cheques issued by this branch.
Where is UCO Gharaunda branch?
G.T.ROAD, BALI NAGAR GHARAUNDA ,KARNAL ,HARYANA PIN 132114, Haryana.
Does UCBA0002322 support NEFT, RTGS and IMPS?
Yes: the RBI list shows NEFT, RTGS, IMPS and UPI for this branch.
What do the parts of UCBA0002322 mean?
UCBA is the bank code of UCO Bank, the 5th character "0" is reserved by the RBI, and 002322 is the branch code of Gharaunda.
How many UCO branches are in Karnal?
8. Each has its own IFSC code.