IFSC code
✔ In RBI list v2.0.62UTKS0001745
MICR code
394City
762Bank
002Branch
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- Utkarsh Small Finance Bank
- Gujarat
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- Adajan Pal Surat
Utkarsh Small Finance Bank · Surat
Utkarsh Small Finance Bank Adajan Pal Surat IFSC code
Branch overview
- Bank code UTKS — identifies Utkarsh Small Finance Bank
- 5th character 0 — reserved by the RBI
- Branch code 001745 — identifies Adajan Pal Surat
- MICR 394762002 — city 394, bank 762, branch 002
- Payments NEFT, RTGS, IMPS, UPI
Sources & verification
- ✔ Official source: RBI IFSC & MICR master list
- ✔ Dataset release v2.0.62
- ✔ Last updated 24 October 2026
- ✔ Format checked (11-character IFSC, 9-digit MICR)
Other Utkarsh Small Finance Bank branches in Surat
| Branch | IFSC | MICR |
|---|---|---|
| Surat GROUND FLOOR,SHOP NO.2,SUNDARAM SPACE,SAGRAMPURA,HANUMANSHERI RING ROAD,SURAT-395008,GUJAR | UTKS0001540 | 395762002 |
| Varachha Surat SHOP NO.2 GROUND FLOOR J R PLAZA,VARACHHA MAIN ROAD B/S,CNG PUMP SHREE JAIMAHALAXMI,SOCIET | UTKS0001608 | 395762003 |
| Vesu Surat SHOP NO.G - 7 SHUBH UNIVERSAL,VESU,SURAT,GUJARAT - 395001 | UTKS0001747 | 395762004 |
Frequently asked questions
What is the IFSC code of Utkarsh Small Finance Bank Adajan Pal Surat?
UTKS0001745. It identifies the Adajan Pal Surat branch of Utkarsh Small Finance Bank in Surat, Gujarat.
What is the MICR code of Utkarsh Small Finance Bank Adajan Pal Surat?
394762002. It is printed at the bottom of cheques issued by this branch.
Where is Utkarsh Small Finance Bank Adajan Pal Surat branch?
SHOP NO.26 & 27 LA VICTORIA BUILDING GALAXY CIRCLE ADAJAN-PAL SURAT GUJARAT-394510, Gujarat.
Does UTKS0001745 support NEFT, RTGS and IMPS?
Yes: the RBI list shows NEFT, RTGS, IMPS and UPI for this branch.
What do the parts of UTKS0001745 mean?
UTKS is the bank code of Utkarsh Small Finance Bank, the 5th character "0" is reserved by the RBI, and 001745 is the branch code of Adajan Pal Surat.
How many Utkarsh Small Finance Bank branches are in Surat?
4. Each has its own IFSC code.