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Utkarsh Small Finance Bank · Navi Mumbai

Utkarsh Small Finance Bank Kharghar IFSC code

IFSC code
✔ In RBI list v2.0.62
UTKS0001603
MICR code
400City
762Bank
010Branch
IFSC code
UTKS0001603
MICR code
400762010
Bank
Utkarsh Small Finance Bank
Branch
Kharghar
Address
TSMLLFINNCEBNOPNO20HIOMHEITGEPLOTNO8EC21KGNVIMUMBI-410210
City
Navi Mumbai
District
Kharghar
State
Maharashtra
Bank code
UTKS
Branch code
001603
Payment systems
NEFT, RTGS, IMPS, UPI
Quick summary✔ RBI data Last synced · release v2.0.62

The IFSC code of Utkarsh Small Finance Bank, Kharghar branch (Navi Mumbai, Maharashtra) is UTKS0001603. Its MICR code is 400762010. Use the IFSC for NEFT, RTGS and IMPS transfers to accounts at this branch.

Branch overview

  • Bank code UTKS — identifies Utkarsh Small Finance Bank
  • 5th character 0 — reserved by the RBI
  • Branch code 001603 — identifies Kharghar
  • MICR 400762010 — city 400, bank 762, branch 010
  • Payments NEFT, RTGS, IMPS, UPI

Sources & verification

  • ✔ Official source: RBI IFSC & MICR master list
  • ✔ Dataset release v2.0.62
  • ✔ Last updated 24 October 2026
  • ✔ Format checked (11-character IFSC, 9-digit MICR)

Frequently asked questions

What is the IFSC code of Utkarsh Small Finance Bank Kharghar?

UTKS0001603. It identifies the Kharghar branch of Utkarsh Small Finance Bank in Navi Mumbai, Maharashtra.

What is the MICR code of Utkarsh Small Finance Bank Kharghar?

400762010. It is printed at the bottom of cheques issued by this branch.

Where is Utkarsh Small Finance Bank Kharghar branch?

TSMLLFINNCEBNOPNO20HIOMHEITGEPLOTNO8EC21KGNVIMUMBI-410210, Kharghar, Maharashtra.

Does UTKS0001603 support NEFT, RTGS and IMPS?

Yes: the RBI list shows NEFT, RTGS, IMPS and UPI for this branch.

What do the parts of UTKS0001603 mean?

UTKS is the bank code of Utkarsh Small Finance Bank, the 5th character "0" is reserved by the RBI, and 001603 is the branch code of Kharghar.

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