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MICR code · Ghaziabad

MICR code 110023113

MICR code
110023113
Punjab & Sind Bank, Indirapuram
✔ Verified in RBI list
Bank
Punjab & Sind Bank
Branch
Indirapuram
IFSC
PSIB0000883
Address
INDIRAPURAM GHAZIABAD
City
Ghaziabad
District
Ghaziabad
State
Uttar Pradesh
City code
110
Bank code
023
Branch code
113
Branch page
Quick summary✔ RBI data Last synced · release v2.0.62

MICR code 110023113 belongs to Punjab & Sind Bank, Indirapuram branch in Ghaziabad, Uttar Pradesh. The matching IFSC code is PSIB0000883.

How to read MICR 110023113

  • 110: the city code. It usually follows the first digits of the area's PIN code; here it is Ghaziabad.
  • 023: the bank code, the same for every branch of Punjab & Sind Bank in cheque clearing.
  • 113: the branch code within that city and bank.

The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (PSIB0000883 for this branch).

Before you deposit or write a cheque

  • Check that the MICR on the cheque matches the branch printed at the top of the leaf.
  • Use a CTS-2010 cheque; older formats are no longer cleared.
  • Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.

Frequently asked questions

Which bank does MICR 110023113 belong to?

Punjab & Sind Bank, Indirapuram branch (Ghaziabad, Uttar Pradesh).

What is the IFSC code for MICR 110023113?

PSIB0000883.

What do the digits of 110023113 mean?

110 is the city code, 023 the bank code and 113 the branch code.

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