MICR code
132019104
Indian Bank, Phoosgarh
- Bank
- Indian Bank
- Branch
- Phoosgarh
- IFSC
- IDIB000P196
- Address
- OLD DURGA COLONY VPO PHOOSGARH PIN 132037
- City
- Karnal
- District
- Karnal
- State
- Haryana
- City code
- 132
- Bank code
- 019
- Branch code
- 104
- Home
- MICR search
- 132019104
MICR code · Karnal
MICR code 132019104
✔ Verified in RBI list
How to read MICR 132019104
- 132: the city code. It usually follows the first digits of the area's PIN code; here it is Karnal.
- 019: the bank code, the same for every branch of Indian Bank in cheque clearing.
- 104: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (IDIB000P196 for this branch).
Before you deposit or write a cheque
- Check that the MICR on the cheque matches the branch printed at the top of the leaf.
- Use a CTS-2010 cheque; older formats are no longer cleared.
- Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 132019104 belong to?
Indian Bank, Phoosgarh branch (Karnal, Haryana).
What is the IFSC code for MICR 132019104?
IDIB000P196.
What do the digits of 132019104 mean?
132 is the city code, 019 the bank code and 104 the branch code.