MICR code
132240115
HDFC Bank, Ram Nagar Karnal
- Bank
- HDFC Bank
- Branch
- Ram Nagar Karnal
- IFSC
- HDFC0003989
- Address
- HDFC BANK LTD 95 8 RAM NAGAR KARNAL HARYANA132001
- City
- Karnal
- District
- Karnal
- State
- Haryana
- City code
- 132
- Bank code
- 240
- Branch code
- 115
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- 132240115
MICR code · Karnal
MICR code 132240115
✔ Verified in RBI list
How to read MICR 132240115
- 132: the city code. It usually follows the first digits of the area's PIN code; here it is Karnal.
- 240: the bank code, the same for every branch of HDFC Bank in cheque clearing.
- 115: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (HDFC0003989 for this branch).
Before you deposit or write a cheque
- Check that the MICR on the cheque matches the branch printed at the top of the leaf.
- Use a CTS-2010 cheque; older formats are no longer cleared.
- Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 132240115 belong to?
HDFC Bank, Ram Nagar Karnal branch (Karnal, Haryana).
What is the IFSC code for MICR 132240115?
HDFC0003989.
What do the digits of 132240115 mean?
132 is the city code, 240 the bank code and 115 the branch code.