MICR code
140024002
Punjab National Bank, Gharuan
- Bank
- Punjab National Bank
- Branch
- Gharuan
- IFSC
- PUNB0066400
- Address
- VILL AND PO GHARUAN TEHSIL-KHARAR
- City
- Dist Mohali
- District
- Gharuan
- State
- Punjab
- City code
- 140
- Bank code
- 024
- Branch code
- 002
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- 140024002
MICR code · Dist Mohali
MICR code 140024002
✔ Verified in RBI list
How to read MICR 140024002
- 140: the city code. It usually follows the first digits of the area's PIN code; here it is Dist Mohali.
- 024: the bank code, the same for every branch of Punjab National Bank in cheque clearing.
- 002: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (PUNB0066400 for this branch).
Before you deposit or write a cheque
- Check that the MICR on the cheque matches the branch printed at the top of the leaf.
- Use a CTS-2010 cheque; older formats are no longer cleared.
- Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 140024002 belong to?
Punjab National Bank, Gharuan branch (Dist Mohali, Punjab).
What is the IFSC code for MICR 140024002?
PUNB0066400.
What do the digits of 140024002 mean?
140 is the city code, 024 the bank code and 002 the branch code.