MICR code
140024061
Punjab National Bank, Ghanour
- Bank
- Punjab National Bank
- Branch
- Ghanour
- IFSC
- PUNB0516510
- Address
- NEW ANAJ MANDI GHANOUR DIST. PATIALA 140401
- City
- Patiala
- District
- Ghanour
- State
- Punjab
- City code
- 140
- Bank code
- 024
- Branch code
- 061
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- 140024061
MICR code · Patiala
MICR code 140024061
✔ Verified in RBI list
How to read MICR 140024061
- 140: the city code. It usually follows the first digits of the area's PIN code; here it is Patiala.
- 024: the bank code, the same for every branch of Punjab National Bank in cheque clearing.
- 061: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (PUNB0516510 for this branch).
Before you deposit or write a cheque
- Check that the MICR on the cheque matches the branch printed at the top of the leaf.
- Use a CTS-2010 cheque; older formats are no longer cleared.
- Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 140024061 belong to?
Punjab National Bank, Ghanour branch (Patiala, Punjab).
What is the IFSC code for MICR 140024061?
PUNB0516510.
What do the digits of 140024061 mean?
140 is the city code, 024 the bank code and 061 the branch code.