MICR code
141002101
State Bank of India, Ladhowal
- Bank
- State Bank of India
- Branch
- Ladhowal
- IFSC
- SBIN0003630
- Address
- DIST LUDHIANA, PUNJAB 141008
- City
- Ludhiana
- District
- Ladhowal
- State
- Punjab
- City code
- 141
- Bank code
- 002
- Branch code
- 101
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- 141002101
MICR code · Ludhiana
MICR code 141002101
✔ Verified in RBI list
MICR code
141002101
State Bank of India, Aitiana
- Bank
- State Bank of India
- Branch
- Aitiana
- IFSC
- SBIN0051078
- Address
- VPO AITIANA TEHSIL RAIKOT DISTT LUDHIANA 141107
- City
- Ludhiana
- District
- Raikot
- State
- Punjab
- City code
- 141
- Bank code
- 002
- Branch code
- 101
How to read MICR 141002101
- 141: the city code. It usually follows the first digits of the area's PIN code; here it is Ludhiana.
- 002: the bank code, the same for every branch of State Bank of India in cheque clearing.
- 101: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (SBIN0003630 for this branch).
Before you deposit or write a cheque
- Check that the MICR on the cheque matches the branch printed at the top of the leaf.
- Use a CTS-2010 cheque; older formats are no longer cleared.
- Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 141002101 belong to?
State Bank of India, Ladhowal branch (Ludhiana, Punjab).
What is the IFSC code for MICR 141002101?
SBIN0003630 and SBIN0051078.
What do the digits of 141002101 mean?
141 is the city code, 002 the bank code and 101 the branch code.