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MICR code · Faridkot

MICR code 142023153

MICR code
142023153
Punjab & Sind Bank, Bhaloor
✔ Verified in RBI list
Bank
Punjab & Sind Bank
Branch
Bhaloor
IFSC
PSIB0000579
Address
BHALOOR DISTT FARIDKOT PUNJAB
City
Faridkot
District
Faridkot
State
Punjab
City code
142
Bank code
023
Branch code
153
Branch page
Quick summary✔ RBI data Last synced · release v2.0.62

MICR code 142023153 belongs to Punjab & Sind Bank, Bhaloor branch in Faridkot, Punjab. The matching IFSC code is PSIB0000579.

How to read MICR 142023153

  • 142: the city code. It usually follows the first digits of the area's PIN code; here it is Faridkot.
  • 023: the bank code, the same for every branch of Punjab & Sind Bank in cheque clearing.
  • 153: the branch code within that city and bank.

The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (PSIB0000579 for this branch).

Before you deposit or write a cheque

  • Check that the MICR on the cheque matches the branch printed at the top of the leaf.
  • Use a CTS-2010 cheque; older formats are no longer cleared.
  • Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.

Frequently asked questions

Which bank does MICR 142023153 belong to?

Punjab & Sind Bank, Bhaloor branch (Faridkot, Punjab).

What is the IFSC code for MICR 142023153?

PSIB0000579.

What do the digits of 142023153 mean?

142 is the city code, 023 the bank code and 153 the branch code.

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