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MICR code · Ludhiana

MICR code 142072052

MICR code
142072052
DCB Bank, Jagraon
✔ Verified in RBI list
Bank
DCB Bank
Branch
Jagraon
IFSC
DCBL0000133
Address
BABA NAND SINGH MARKET, KAMLA CHOWK, JAGRAON, PUNJAB - 142026
City
Ludhiana
District
Ludhiana
State
Punjab
City code
142
Bank code
072
Branch code
052
Branch page
Quick summary✔ RBI data Last synced · release v2.0.62

MICR code 142072052 belongs to DCB Bank, Jagraon branch in Ludhiana, Punjab. The matching IFSC code is DCBL0000133.

How to read MICR 142072052

  • 142: the city code. It usually follows the first digits of the area's PIN code; here it is Ludhiana.
  • 072: the bank code, the same for every branch of DCB Bank in cheque clearing.
  • 052: the branch code within that city and bank.

The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (DCBL0000133 for this branch).

Before you deposit or write a cheque

  • Check that the MICR on the cheque matches the branch printed at the top of the leaf.
  • Use a CTS-2010 cheque; older formats are no longer cleared.
  • Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.

Frequently asked questions

Which bank does MICR 142072052 belong to?

DCB Bank, Jagraon branch (Ludhiana, Punjab).

What is the IFSC code for MICR 142072052?

DCBL0000133.

What do the digits of 142072052 mean?

142 is the city code, 072 the bank code and 052 the branch code.

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