MICR code
144259004
IDBI, Aerocity Mohali
- Bank
- IDBI
- Branch
- Aerocity Mohali
- IFSC
- IBKL0001488
- Address
- SCO 54 SECTOR 66 A MOHALI
- City
- Mohali
- District
- Mohali
- State
- Punjab
- City code
- 144
- Bank code
- 259
- Branch code
- 004
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- 144259004
MICR code · Mohali
MICR code 144259004
✔ Verified in RBI list
How to read MICR 144259004
- 144: the city code. It usually follows the first digits of the area's PIN code; here it is Mohali.
- 259: the bank code, the same for every branch of IDBI in cheque clearing.
- 004: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (IBKL0001488 for this branch).
Before you deposit or write a cheque
- Check that the MICR on the cheque matches the branch printed at the top of the leaf.
- Use a CTS-2010 cheque; older formats are no longer cleared.
- Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 144259004 belong to?
IDBI, Aerocity Mohali branch (Mohali, Punjab).
What is the IFSC code for MICR 144259004?
IBKL0001488.
What do the digits of 144259004 mean?
144 is the city code, 259 the bank code and 004 the branch code.