MICR code
146024015
Punjab National Bank, Bham
- Bank
- Punjab National Bank
- Branch
- Bham
- IFSC
- PUNB0119100
- Address
- VPO BHAM, DISTT. HOSHIARPUR
- City
- Punjab
- District
- Bham ,dist. Hoshiarpur
- State
- Punjab
- City code
- 146
- Bank code
- 024
- Branch code
- 015
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MICR code · Punjab
MICR code 146024015
✔ Verified in RBI list
How to read MICR 146024015
- 146: the city code. It usually follows the first digits of the area's PIN code; here it is Punjab.
- 024: the bank code, the same for every branch of Punjab National Bank in cheque clearing.
- 015: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (PUNB0119100 for this branch).
Before you deposit or write a cheque
- Check that the MICR on the cheque matches the branch printed at the top of the leaf.
- Use a CTS-2010 cheque; older formats are no longer cleared.
- Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 146024015 belong to?
Punjab National Bank, Bham branch (Punjab, Punjab).
What is the IFSC code for MICR 146024015?
PUNB0119100.
What do the digits of 146024015 mean?
146 is the city code, 024 the bank code and 015 the branch code.