Quick summary✔ RBI data Last synced · release v2.0.62
MICR code 151024037 belongs to Punjab National Bank, Ghuman Kalan, Distt. Bhatinda branch in Bathinda, Punjab. The matching IFSC code is PUNB0174010.
How to read MICR 151024037
151: the city code. It usually follows the first digits of the area's PIN code; here it is Bathinda.
024: the bank code, the same for every branch of Punjab National Bank in cheque clearing.
037: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (PUNB0174010 for this branch).
Before you deposit or write a cheque
Check that the MICR on the cheque matches the branch printed at the top of the leaf.
Use a CTS-2010 cheque; older formats are no longer cleared.
Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 151024037 belong to?
Punjab National Bank, Ghuman Kalan, Distt. Bhatinda branch (Bathinda, Punjab).
What is the IFSC code for MICR 151024037?
PUNB0174010.
What do the digits of 151024037 mean?
151 is the city code, 024 the bank code and 037 the branch code.
