MICR code
160023025
Punjab & Sind Bank, Phase II Mohali
- Bank
- Punjab & Sind Bank
- Branch
- Phase II Mohali
- IFSC
- PSIB0000799
- Address
- SCO 32 PHASE 2 MOHALI
- City
- Rupnagar
- District
- Sas Nagar Mohali
- State
- Punjab
- City code
- 160
- Bank code
- 023
- Branch code
- 025
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- 160023025
MICR code · Rupnagar
MICR code 160023025
✔ Verified in RBI list
How to read MICR 160023025
- 160: the city code. It usually follows the first digits of the area's PIN code; here it is Rupnagar.
- 023: the bank code, the same for every branch of Punjab & Sind Bank in cheque clearing.
- 025: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (PSIB0000799 for this branch).
Before you deposit or write a cheque
- Check that the MICR on the cheque matches the branch printed at the top of the leaf.
- Use a CTS-2010 cheque; older formats are no longer cleared.
- Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 160023025 belong to?
Punjab & Sind Bank, Phase II Mohali branch (Rupnagar, Punjab).
What is the IFSC code for MICR 160023025?
PSIB0000799.
What do the digits of 160023025 mean?
160 is the city code, 023 the bank code and 025 the branch code.