MICR code
160023032
Punjab & Sind Bank, Mundi Kharar
- Bank
- Punjab & Sind Bank
- Branch
- Mundi Kharar
- IFSC
- PSIB0000198
- Address
- MUNDI KHARAR DISTT. ROPAR- 140301
- City
- Rupnagar
- District
- Kharar
- State
- Punjab
- City code
- 160
- Bank code
- 023
- Branch code
- 032
- Home
- MICR search
- 160023032
MICR code · Rupnagar
MICR code 160023032
✔ Verified in RBI list
MICR code
160023032
Punjab & Sind Bank, Mani Majra
- Bank
- Punjab & Sind Bank
- Branch
- Mani Majra
- IFSC
- PSIB0000282
- Address
- NEAR DHILLION THEATRE MANI MAJRA 160101
- City
- Chandigarh
- District
- Mani Majra
- State
- Chandigarh
- City code
- 160
- Bank code
- 023
- Branch code
- 032
How to read MICR 160023032
- 160: the city code. It usually follows the first digits of the area's PIN code; here it is Rupnagar.
- 023: the bank code, the same for every branch of Punjab & Sind Bank in cheque clearing.
- 032: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (PSIB0000198 for this branch).
Before you deposit or write a cheque
- Check that the MICR on the cheque matches the branch printed at the top of the leaf.
- Use a CTS-2010 cheque; older formats are no longer cleared.
- Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 160023032 belong to?
Punjab & Sind Bank, Mundi Kharar branch (Rupnagar, Punjab).
What is the IFSC code for MICR 160023032?
PSIB0000198 and PSIB0000282.
What do the digits of 160023032 mean?
160 is the city code, 023 the bank code and 032 the branch code.