Quick summary✔ RBI data Last synced · release v2.0.62
MICR code 160485018 belongs to Kotak Mahindra Bank, Chandigarh Sector Branch branch in Chandigarh, Punjab. The matching IFSC code is KKBK0004208.
How to read MICR 160485018
160: the city code. It usually follows the first digits of the area's PIN code; here it is Chandigarh.
485: the bank code, the same for every branch of Kotak Mahindra Bank in cheque clearing.
018: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (KKBK0004208 for this branch).
Before you deposit or write a cheque
Check that the MICR on the cheque matches the branch printed at the top of the leaf.
Use a CTS-2010 cheque; older formats are no longer cleared.
Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 160485018 belong to?
Kotak Mahindra Bank, Chandigarh Sector Branch branch (Chandigarh, Punjab).
What is the IFSC code for MICR 160485018?
KKBK0004208.
What do the digits of 160485018 mean?
160 is the city code, 485 the bank code and 018 the branch code.
