MICR code
176023154
Punjab & Sind Bank, Charri
- Bank
- Punjab & Sind Bank
- Branch
- Charri
- IFSC
- PSIB0021563
- Address
- VPO CHARRI TEHSIL SHAHPUR KANGRA
- City
- Kangra
- District
- Dharmshala
- State
- Himachal Pradesh
- City code
- 176
- Bank code
- 023
- Branch code
- 154
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- 176023154
MICR code · Kangra
MICR code 176023154
✔ Verified in RBI list
How to read MICR 176023154
- 176: the city code. It usually follows the first digits of the area's PIN code; here it is Kangra.
- 023: the bank code, the same for every branch of Punjab & Sind Bank in cheque clearing.
- 154: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (PSIB0021563 for this branch).
Before you deposit or write a cheque
- Check that the MICR on the cheque matches the branch printed at the top of the leaf.
- Use a CTS-2010 cheque; older formats are no longer cleared.
- Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 176023154 belong to?
Punjab & Sind Bank, Charri branch (Kangra, Himachal Pradesh).
What is the IFSC code for MICR 176023154?
PSIB0021563.
What do the digits of 176023154 mean?
176 is the city code, 023 the bank code and 154 the branch code.