Quick summary✔ RBI data Last synced · release v2.0.62
MICR code 180660004 belongs to Yes Bank, Citizens Coop Bank Jammu Ware House branch in Jammu, Jammu and Kashmir. The matching IFSC code is YESB0CJ0104.
How to read MICR 180660004
180: the city code. It usually follows the first digits of the area's PIN code; here it is Jammu.
660: the bank code, the same for every branch of Yes Bank in cheque clearing.
004: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (YESB0CJ0104 for this branch).
Before you deposit or write a cheque
Check that the MICR on the cheque matches the branch printed at the top of the leaf.
Use a CTS-2010 cheque; older formats are no longer cleared.
Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 180660004 belong to?
Yes Bank, Citizens Coop Bank Jammu Ware House branch (Jammu, Jammu and Kashmir).
What is the IFSC code for MICR 180660004?
YESB0CJ0104 and YESB0CJ0115.
What do the digits of 180660004 mean?
180 is the city code, 660 the bank code and 004 the branch code.
