MICR code
209020302
Indian Overseas Bank, Kannauj
- Bank
- Indian Overseas Bank
- Branch
- Kannauj
- IFSC
- IOBA0002978
- Address
- HOUSE NO 7 SARAI BAHADUR KANNAUJ 209725
- City
- Kanauj
- District
- Kannauj
- State
- Uttar Pradesh
- City code
- 209
- Bank code
- 020
- Branch code
- 302
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MICR code · Kanauj
MICR code 209020302
✔ Verified in RBI list
How to read MICR 209020302
- 209: the city code. It usually follows the first digits of the area's PIN code; here it is Kanauj.
- 020: the bank code, the same for every branch of Indian Overseas Bank in cheque clearing.
- 302: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (IOBA0002978 for this branch).
Before you deposit or write a cheque
- Check that the MICR on the cheque matches the branch printed at the top of the leaf.
- Use a CTS-2010 cheque; older formats are no longer cleared.
- Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 209020302 belong to?
Indian Overseas Bank, Kannauj branch (Kanauj, Uttar Pradesh).
What is the IFSC code for MICR 209020302?
IOBA0002978.
What do the digits of 209020302 mean?
209 is the city code, 020 the bank code and 302 the branch code.