MICR code
231019114
Indian Bank, Churk
- Bank
- Indian Bank
- Branch
- Churk
- IFSC
- IDIB000C621
- Address
- CHURK CEMENT FACTORY VILL PO CHURK CHURK CHURK PIN 231206
- City
- Sonbhadra
- District
- Churk
- State
- Uttar Pradesh
- City code
- 231
- Bank code
- 019
- Branch code
- 114
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- MICR search
- 231019114
MICR code · Sonbhadra
MICR code 231019114
✔ Verified in RBI list
How to read MICR 231019114
- 231: the city code. It usually follows the first digits of the area's PIN code; here it is Sonbhadra.
- 019: the bank code, the same for every branch of Indian Bank in cheque clearing.
- 114: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (IDIB000C621 for this branch).
Before you deposit or write a cheque
- Check that the MICR on the cheque matches the branch printed at the top of the leaf.
- Use a CTS-2010 cheque; older formats are no longer cleared.
- Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 231019114 belong to?
Indian Bank, Churk branch (Sonbhadra, Uttar Pradesh).
What is the IFSC code for MICR 231019114?
IDIB000C621.
What do the digits of 231019114 mean?
231 is the city code, 019 the bank code and 114 the branch code.