Quick summary✔ RBI data Last synced · release v2.0.62
MICR code 246184003 belongs to Nainital Bank, Afzalgarh branch in Bijnor, Uttar Pradesh. The matching IFSC code is NTBL0AFZ162.
How to read MICR 246184003
246: the city code. It usually follows the first digits of the area's PIN code; here it is Bijnor.
184: the bank code, the same for every branch of Nainital Bank in cheque clearing.
003: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (NTBL0AFZ162 for this branch).
Before you deposit or write a cheque
Check that the MICR on the cheque matches the branch printed at the top of the leaf.
Use a CTS-2010 cheque; older formats are no longer cleared.
Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 246184003 belong to?
Nainital Bank, Afzalgarh branch (Bijnor, Uttar Pradesh).
What is the IFSC code for MICR 246184003?
NTBL0AFZ162.
What do the digits of 246184003 mean?
246 is the city code, 184 the bank code and 003 the branch code.
